Comprehensive and detailed guide to living and cultivating a lifestyle in Mexico, continually revised and updated. Free—no payment or subscription needed.

Complete and detailed guide to Living & Lifestyles in Mexico that’s continually updated

Our extensive guides and articles offer insights to anyone exploring prospects for living, working, retirement and cultivating your lifestyle in Mexico.

They provide practical insights, incisive local knowledge, and meaningful guidance that helps you to discover opportunities, consider your choices, and make informed decisions.

Discover what lifestyles Mexico offers, identify opportunities of interest to you, weight up the compromises, consider your options, and plot a course based on the things that are important to you.

Guides to lifestyles in Mexico, for all life stages

Our continually-updated guides help you to begin weaving together the key components which create a workable and realistic lifestyle plan in Mexico, whatever planning stage and life stage you are in presently:

• To those considering a move to Mexico, whether you are single, with your partner, or a family with young children, Mexperience helps you to discover the country and evaluate living and lifestyle choices available here.  Our guides also offer thoughtful guidance about setting out your intentions and reshaping your situations.
• To those planning their retirement or seeking a place to retire, Mexperience guides provide specific guidance about matters related to retirement planning and retirement lifestyles, as well as the practicalities of retiring in Mexico.
• When you’re already living in Mexico, our guides and articles provide practical insights that help you to settle-in, adapt, and cultivate your new lifestyle here day-to-day.
• Regardless of your life stage, the information we publish provides meaningful insights about the essential day-to-day practical matters of living in Mexico, adapting to the country, the climates and culture, and more—with extensive cross references and links to further information and helpful contacts who can help you to realize your Mexico plans.

Planning or redefining your lifestyle in Mexico

Obtain practical insights, get incisive local knowledge and meaningful guidance that helps you to consider opportunities, weigh up your choices, and make informed decisions about planning or redefining your lifestyle in Mexico.

Mexico as a place for your retirement

We publish comprehensive information to help you plan a retirement here, whether you’re planning ahead or already retired and considering Mexico as a potential retirement haven.

Exploring locations and finding a place to live in Mexico

Our extensive articles help you to consider key aspects as you explore your options and make choices about your lifestyle and potential location types in Mexico.

Getting your residency permit for Mexico

Mexico’s immigration laws are reasonable and allow non-Mexicans with the financial means or family roots, and/or skills, to live here legally. We publish extensive knowledge to help you, including:

Moving and settling-in to life in Mexico

When you’ve decided to move to Mexico and made key decisions about where and how you’ll live, there’s the move a period of adapting and settling-in.  We publish extensive guides and articles to help you settle.

Learn how to keep in touch when you’re in Mexico

Our guides include detailed information about how to keep in touch when you’re in Mexico: by phone, by internet, as well as using postal and courier services here.  Our local knowledge helps you to choose a mobile phone plan, explore choices for high speed internet in Mexico (even if you live in a remote area) and our cost of living guide includes a section about the cost of communications services.

Detailed insights into the practicalities of living in Mexico day-to-day

Our articles and guides also include comprehensive insights about day to day living in Mexico that help you to plan your lifestyle, settle-in, and make the most of your life and activities in Mexico.

Mexico’s living costs and managing your finances

Financial considerations are an important aspect of any move.  Mexperience helps you to calculate your cost of living in Mexico and offers practical tips for managing your money and finances here.

Mexico as a place for working-age professionals

Working-age professionals, especially those plying a trade in the knowledge economy, are also considering Mexico as a base to live and work.

And more… resources for Living & Lifestyle in Mexico

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.  Our resources include:

• A regular Mexico Newsletter you can subscribe to for free
• Regularly-updated articles about lifestyle planning  in Mexico
• Insights about day to day living with Mexico Home Life

There are lots of good, sensible reasons for moving to Mexico, but it takes consideration, research, and a plan to make your move a success.

When you’re seeking a change of lifestyle in Mexico you’ll find a wealth of knowledge here on Mexperience to help you consider your choices with helpful connections that can help you to turn your plans into reality.

Research and plan your move to Mexico

Stories of foreign residents who have moved to Mexico successfully are most often characterized by people who made an effort to research and make considered choices.

For those willing to make a plan and see-through the ‘sales pitch’ promises of pipe-dream lifestyles abroad, the benefits of meaningful residency in Mexico are real and tangible. Mexperience living and lifestyle guides and articles show you how.

Mexico lifestyle planning

Mexperience can help when you’re exploring prospects for living and working or retirement in Mexico.  Our extensive resources help you discover practical insights, incisive local knowledge, and meaningful guidance that helps you to consider opportunities, weigh up your choices, and make informed decisions.  Start by reading these key articles, and connect to our free and comprehensive guide to Living & Lifestyles in Mexico for more detailed insights…

• Motivations for moving to and living in Mexico
• Approaches to choosing or changing your lifestyle
• Living costs in Mexico
• The journey to finding your place in Mexico

Free Guide: Guide to Living & Lifestyles in Mexico 

When you plan to retire in Mexico

Mexico continues to be one of the most popular countries in the world for American and Canadian retirees, and there is an increase in people from other parts of the world considering Mexico fore retirement too.  We publish comprehensive information to help you plan a retirement here, including:

• How to know if Mexico is right for your retirement
• Key benefits Mexico offers retirees
• Approaches for retirement lifestyles in Mexico
• How much money you need to retire in Mexico
• Regularly updated articles about retirement in Mexico

Free Guide: Guide to Living & Lifestyles in Mexico includes sections about planning and realizing your retirement in Mexico.

When you plan to work in Mexico

Working-age professionals, especially those plying a trade in the knowledge economy, are also considering Mexico as a base to live and work.

Free Guide: Read our guides and articles about Working & Self-employment in Mexico

Mexico visas and residency permits

Mexico’s immigration laws are reasonable and allow non-Mexicans with the financial means or family roots, and/or skills, to live here legally. We publish extensive knowledge to help you, including:

• A detailed summary about how to apply for residency in Mexico.
• Learn about routes to obtaining legal residency in Mexico
• Regularly updated articles and insights about obtaining and maintaining your residency status in Mexico.

Free Guide: Guide to Immigrating to Mexico

Finding a place to live in Mexico

When you move here, you’ll need somewhere to live. Whether you plan to rent or buy a home here, Mexperience offers a wealth of helpful insights and practical local knowledge.

Our extensive articles help you to consider key aspects as you explore your options and make choices about your lifestyle and potential location types in Mexico.  Key articles to read about this include:

• Influencing factors as you search for a place to live in Mexico
• Matching your location with your lifestyle needs
• The charms & compromises of living in the Mexican countryside
• Discover places for living, working or retirement in Mexico

Free Guide: Our Guide to Living & Lifestyles in Mexico includes sections about short-listing locations, guides to places for living in Mexico, and helpful insights to help you choose your location based on your life stage and lifestyle needs.

Free Guide: Our extensive Guide to Real Estate in Mexico includes insights about buying, renting, selling, and managing your residential home in Mexico.

The practicalities of living in Mexico

Our articles and guides also include comprehensive insights about day to day living in Mexico, including:

• Renting, buying, owning and selling a home in Mexico
• Driving and bringing foreign plated cars to Mexico
• Moving your personal goods to Mexico
• Living with pets in Mexico
• Learning or improving your Spanish
• Managing your health and well-being
• Getting essential insurance coverages

Home Life: Regularly updated articles in our Mexico Home Life section offer tips and insights about day-to-day living here.

Home Stewardship: Articles and guides in our Home Stewardship section help you manage your house, home, and dwelling spaces in Mexico.

Free Guide: House Maintenance and Security in Mexico

Free Guide: Driving & Road Trips in Mexico

Managing your finances and living costs

Financial considerations are an important aspect of any move.

• We don’t recommend you plan a lifestyle here solely based on living costs, but they are a key factor to consider and our guide to the cost of living in Mexico will help you to map-out a detailed budget based on your individual life situation.
• Learn about Mexico’s currency.
• Browse our regularly-updated articles about money, banking and finances in Mexico to get practical insights into managing your money.

Free Guide: Money, Finances and Banking Services in Mexico

Free Guide: Learn about Living Costs in Mexico

Mexico is an ideal place to spend your leisure time

When you’re living here, you’ll enjoy direct access to the enormous choice of leisure opportunities Mexico offers.

• Our guides and articles about travel experiences in Mexico provide inspiration and advice for spending your leisure time.
• Our travel partners can help you arrange custom travel tours, with itineraries created by people who know Mexico intimately.

Mexico Assistance Services bridge the gap

To help you take the next steps and bridge the gap between your planning and making those plans happen, we also offer a selection of Mexico Assistance Services that connect you to service providers and local professionals that can facilitate your endeavors and help you to realize your plans.

Resources for Living & Lifestyle in Mexico

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.  Our resources include:

• Regularly-updated articles about lifestyle planning  in Mexico
• A regular Mexico Newsletter you can subscribe to for free

FAQs about Mexico’s residency visas and residency cards

This page contains Questions & Answers related to seeking legal residency: visas and permits for longer-term stays in Mexico.

What are the requirements to acquire a living/working/retirement permit in Mexico?

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Learn about the principal routes to obtaining legal residency
• Detailed outline about how to apply for residency in Mexico
• Read about the financial criteria to qualify for residency in Mexico
• Learn about the difference between temporary and permanent residency in Mexico
• See the latest residency-related fees charged by Mexico’s government
• Download our free eBook: Mexico Immigration Guide that encapsulates essential information about visas and residency permits for Mexico.

Are there minimum financial requirements required to move to and live or retire in Mexico?

Mexican immigration law stipulates that foreigners applying for residency in Mexico must be able to prove sufficient economic means to sustain themselves while in Mexico.

Read the article about financial criteria for residency in Mexico, as well as the related FAQ about obtaining residency on the basis of ‘economic solvency.’

See also: FAQs: Obtaining Residency in Mexico via ‘Economic Solvency’

How long does it typically take to obtain a residency permit for Mexico?

Timescales vary depending on availability of appointments at the consulate you apply at, as well as how busy the local immigration office is where you exchange your visa for a residency card.

For further details read: Typical time Scales for residency visas and cards – we keep this article regularly updated.

How long do Mexican residency permits last for?

Temporary residency permits last for up to 4 years, a permanent residency permit gives the holder the right to remain in Mexico indefinitely and does not expire.  See our article about time limits on Mexican visas and residency permits for details.

What is the difference between Temporary and Permanent residency?

Temporary residency permits last for between 1 and 4 years, and must be renewed to remain valid.  After four consecutive years of holding Temporary Residency you may apply to exchange Temporary residency for Permanent residency.

Permanent Residency permits have no expiry date and do not need to be renewed each year.

Read more about the similarities and differences between temporary and permanent residency in Mexico.

Do I need to have Temporary Residency before I can apply for Permanent Residency?

You don’t have to hold temporary residency before applying for and being granted permanent residency, but:

• the financial criteria to qualify for Permanent Residency are higher; and
• if you apply for Permanent Residency as a couple, the dependent spouse/partner will only be granted Temporary Residency to begin with; and
• Mexican consulates may require the applicant(s) ‘to be retired’ to apply for Permanent Residency—even if they qualify economically.

Financial criteria: Read the article about financial criteria for residency in Mexico, as well as the related FAQ about obtaining residency on the basis of ‘economic solvency.’

Couples: See this additional information if you are applying for Permanent Residency as a couple.

How long can I remain outside Mexico when I have legal residency status?

When you hold a legal residency card in Mexico, you can leave and re-enter Mexico as often as you like, and there are no time limits on how long you have to remain in Mexico, nor limits on how long you can remain outside of Mexico, each year.

However, temporary residency renewals and reporting changes in personal circumstances must be undertaken in person, in Mexico—they cannot be done abroad nor by proxy.

Read our article about time limits on Mexican residency permits for details.

What happens if my residency visa or card expires?

Visa stickers and temporary residency cards carry an expiry date; permanent residency cards issued to minors need to be renewed periodically, and permanent residency cards issued to adults do not expire.

See also: How to renew your Mexico residency card and dealing with an expired residency card.

How can I apply for a work permit in Mexico?

For information about working and work permits in Mexico, see our articles and guides about Working & Self-employment in Mexico. If you would like personal advice based on your individual situation, consider using our Mexico Immigration Assistance service.

Does Mexico have a points-based system to qualify for residency?

Mexico’s 2012 immigration law references a points-based qualification system as one of the routes non-Mexicans may use to acquire residency in Mexico.  However, the points-based system has not been implemented and there is no known date as to when it might be implemented.

Until then, foreigners seeking residency in Mexico need to pursue other routes, and you can learn about the principal routes to obtain residency in Mexico here on Mexperience.

Can I leave Mexico while my residency permit is being processed or renewed?

When you are exchanging your Residency visa for a Residency card, or renewing your existing residency permit (card) you must remain in Mexico.

In exceptional circumstances, you can request a one-time temporary exit and re-entry permit from the local immigration office that is processing your residency permit.  Read our article about renewing your Mexico residency permit for details.

How can I import my personal goods to Mexico when I relocate there to live?

Mexico allows foreign residents to import personal goods tax-free when they first move here under a one-time procedure known as the Menaje de Casa. You can find details about this procedure by reading our article: importing your personal goods to Mexico.

Am I covered by Mexican Social Security for healthcare if I am legally resident in Mexico?

You can find the answer to this question on our article about health insurance options in Mexico.

How long do I have to live in Mexico before I can apply for Mexican citizenship?

You can find the answer to this question on our article: becoming a Naturalized Mexican.

Do I need to supply financial information every time I renew my temporary resident permit, or when I exchange my temporary resident permit for a permanent residency permit?

Under the immigration rules, you do not have to re-present your financial information when you renew your temporary residency permit, or exchange a temporary residency permit for a permanent residency permit after four consecutive years.  However, the immigration office reserves the right to ask for proof of financial solvency, although it is rare that they do this.

Read this article about renewing your residency permit for more details.

How do I replace a lost, stolen, or damaged residency card?

If you lose your Mexico residency card, or if it becomes damaged beyond use, you will need to apply for a replacement.  The procedures for this vary depending on whether you are inside or outside Mexico when you discover the loss.

Learn about how to replace a lost or damaged Mexico residency card

Learn more about residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Learn about the principal routes to obtaining legal residency
• Detailed outline about how to apply for residency in Mexico
• Here are the latest financial criteria required to qualify for residency in Mexico
• Compare the difference between Temporary and Permanent residency
• Find the latest residency-related fees charged by Mexico’s government
• Our free Mexico Immigration Guide encapsulates essential information about visas and residency permits for Mexico.

Creating a realistic and workable lifestyle plan

Mexperience offers comprehensive local knowledge to guide you through every stage of your relocation to Mexico, and continues to help after you make the move and settle-in to Mexico.  We also connect you to helpful contacts who can facilitate your plans.

This article outlines key factors to consider as you think about a move to Mexico—whether you’re moving alone, with your partner, or with your family.

The factors summarized in this article are an integral part of our continually-updated and free guide to Living & Lifestyles in Mexico.

Our guides, articles, and monthly newsletter are written by people who know Mexico intimately, are continually revised and updated—and are free to access.

Foundation work for your Mexico lifestyle planning

Some people move to Mexico on a whim (with varying results); however, when you look under the hood of the stories about people who have made a beneficial move to Mexico, they tend to be underpinned by the presence of a lifestyle plan.

When you’re considering a move to Mexico it makes sense to take a step back and:

• consider your approach to a lifestyle in Mexico;
• define your intentions and know what’s motivating you to move here;
• be mindful about where in Mexico to live, taking care to match your true needs with the locations you consider;
• consider the requirements for legal residency;
• plan to deal with essential matters related to settling-in and adapting to a new culture and lifestyle in Mexico: by yourself, or with your partner or family.

Free Guide: Guide to Living & Lifestyles in Mexico

Retirement planning in Mexico

If you plan to move to Mexico to retire (or to eventually retire here), you ought to consider matters related specifically to retirement planning and retirement lifestyles in Mexico.

Although retired people don’t carry the challenges and stresses of a working life —holding down a job, raising children, and keeping wolves from the door— retirement does bring other challenges.

Becoming informed by using practical guidance to help you make constructive plans, identifying and mitigating the risks associated with retirement abroad, and learning about key elements which often underpin a fruitful and abundant retirement lifestyle in Mexico can help you to make better choices.

Free Guide: Our Guide to Living & Lifestyles in Mexico contains sections specifically about planning and realizing a retirement in Mexico.

Discovering places to live in Mexico

The place where you decide to live is a personal choice; it’s also subjective, and important.

Where you choose to live in Mexico can make or break your lifestyle plans and aspirations, so taking time to pause and consider your needs in relation to a place is sensible and preferable to making an impulsive decision based on assumptions which are often conceived in haste and based on limited knowledge and experience of a location and its attributes.

Matching your needs with your location is one of the cornerstone choices you will make as you plan a move to Mexico, and Mexperience offers insights and local knowledge to help you make considered choices.

Free Guide: Our Guide to Living & Lifestyles in Mexico contains insights to help you consider your choices about location and accommodations when you relocate to Mexico.

Practical essentials for everyday living in Mexico

When you have committed to the move and find yourself in Mexico, you will face an entire raft of practical matters which are relevant to everyday living here, regardless of your life stage and other circumstances.

These include things like finding a property to rent or buy, adapting to local climates, keeping healthy and well, engaging with the language, keeping in touch, getting around using transport options, caring for your pets, as well as wide assortment of everyday practical matters like tipping and bargaining, and the water supply—to name a few.

Free Guide: Our extensive Guide to Real Estate in Mexico includes insights about buying, renting, selling, and managing your residential home in Mexico.

Taking this pathway to adaptation is necessary and, although at times it may be challenging and confusing to you, it will form an essential part of your overall experience and provide a foundation from which you will learn to cultivate a fruitful lifestyle here.

Free Guide: Our Guide to Living & Lifestyles in Mexico includes sections about settling-in to Mexico, adapting to your new environment and lifestyle, and finding balance and purpose.

When you’re settled, there are always day-to-day matters to contend with, that will form part of your new lifestyles and life experiences.   Mexperience offers ample insights to help you navigate these stages of change and transformation in your lifestyle.

Home Life: Regularly updated articles in our Mexico Home Life section offer tips and insights about day-to-day living here.

Home Stewardship: Articles and guides in our Home Stewardship section help you manage your house, home, and dwelling spaces in Mexico.

Connect to additional resources to help you plan and realize your relocation to Mexico

Knowledge, resources, and helpful contacts will play a defining role in your lifestyle planning and move to Mexico.  Mexperience helps you on your journey to discovering opportunities, making informed choices, and turning your lifestyle plans into reality.

• Our Mexico Lifestyle Planning section contains articles and guides to help you plan a new lifestyle, or consider how to reform an existing lifestyle here
• Discover Places to Live in Mexico helps you find and compare key locations across Mexico—from the most popular, to new emerging areas as well as places off the beaten track
• The Mexico Home Life section provides practical insights that help you to cultivate your lifestyle in Mexico every day
• Register for our free monthly newsletter about Mexico

Free Guide: Our Guide to Living & Lifestyles in Mexico is comprehensive and continually-updated.  It contains detailed knowledge and insights to help you consider your choices and form a plan based on your intentions and individual circumstances.

Obtaining assistance

Our associates provide helpful assistance services which provide key support for your Mexico lifestyle plans.  These include:

• Immigration assistance when you need help with your with your residency permits.
• Insurance services – mitigate the effects of unforeseen events with coverages for your vehicle, home, health and travel.
• Professional services – when you need counsel or advice about property, commercial or legal matters in Mexico.
• Spanish language study – obtain help when you want to learn or improve your Spanish.
• Leisure time – with Mexico on your doorstep, our travel associates can help you see more of it with carefully crafted custom tours that help you to make the most of your leisure time.

This article describes what a travel medical insurance plan is, and how you can use this type of insurance to obtain coverage when you’re in Mexico for shorter trips and extended stays not lasting more than 180 days.

What is a travel medical insurance plan?

Most trip protection insurance plans limit coverage to a maximum of 90 calendar days —three months— and if you stay over this, the insurance plan’s cover ceases to continue.

If you stay, or intend to stay, in Mexico for longer than three months, then an extended stay travel medical plan will cover you in Mexico for up to 180 days (6 months), and provide emergency medical expense coverage, including medically-warranted evacuation, during that time.

Our associate offers extended stay travel medical insurance plans to protect you from the costs of unexpected medical emergencies while you’re in Mexico.

What an extended stay travel medical plan covers

• Unexpected medical expenses while you’re on an extended stay in Mexico not exceeding 180 days.
• Emergency medical expense coverage in Mexico for physician’s fees, lab/x-rays, prescriptions, anesthetics, clinic/hospital costs up to US$100,000. Coverage for emergency dental expenses is also included up to US$750.
• Medically-warranted emergency evacuation to a hospital of your choice and covering up to US$500,000 of medical evacuation costs. Includes transporting a visitor from abroad to join you, and repatriation of minors.
• The plan extends coverage beyond Mexico to nearly all countries when you travel.
• If you unexpectedly pass away in Mexico, this insurance plans covers the cost of repatriation of your mortal remains.
• This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) that you would typically find in a single-trip comprehensive protection plan.
• Premiums are based on the number of days you intend to stay in Mexico (maximum 180 days).
• Coverage limitations apply—terms are clearly provided by our associate, TME Insurance, when you get a no-obligation quote.

Is travel medical insurance plan right for me?

This plan is ideal for those who visit Mexico for extended stays up to 180 days and primarily seek protection from unexpected medical emergencies, with medically-warranted evacuation, and without seeking coverage for trip interruptions and other non-medical benefits that single-trip insurance typically offers.

If you take single trips or short visits to Mexico that will not last more than 90 days (three months), consider opting for short-term visit coverage options which offer emergency medical expense coverages in Mexico, trip-protection if your voyage is cancelled or interrupted in some ways, as well as medically-warranted evacuation to the nearest suitable facility.

If you live or stay in Mexico for over 180 consecutive days and have a medical plan that covers you in your home country, a Medical Evacuation plan for longer-term stays might suit your situation.

• If you arrive in Mexico by land, you will need to get a visitors permit at the port of entry;
• If you fly to Mexico, air crews on international flights might hand-out the visitor permit forms before the flight lands; although note that paper forms are being phased out;
• Paper forms might be available at some Mexican airports, near the immigration desks, otherwise the immigration official will place a stamp in your passport instead.
• You can get your FMM online and print this out to take with you; the official at the port of entry will stamp the printed form; or will take the form and place a stamp in your passport instead.
• If you are visiting a Mexican port(s) as part of a cruise ship tour, you’ll need to get a visitors permit at your first Mexican port of call: either a paper version or (more likely) a stamp in your passport.

(If the country that issued your passport appears on this list of countries which do require a visa for Mexico, read this.)

Fee for Mexico’s Visitor Visa (FMM)

If you arrive by land and leave Mexico within 7 days of your arrival date, there is no fee for the permit.  If you fly into Mexico from overseas, the fee is usually included within your air ticket’s “fees and surcharges.”  The fee is approximately US$35.

Your Mexico Visitor Permit: FAQs

Here are the most frequently asked questions about Mexico’s visitor permit

How long can I stay in Mexico with a Visitors Permit (FMM)?

Your visitor permit is valid for the number of days granted by the immigration official and written on the permit —that will never exceed 180 days, but may be less than 180 days— starting from the date of your arrival.  The arrival date is always stamped on the permit.

Read this article about the number of days being granted to people arriving in Mexico under auspice of a visitor permit, FMM.

This allowance is given per entry: every time you exit and re-enter Mexico on another date the allowance ‘resets.’ (You surrender your current FMM when you leave and get a new FMM when you return.)

• If you enter Mexico as a tourist or visitor, to volunteer, or as a business visitor, then the immigration official at the port of entry will grant you a maximum 180 days to stay in Mexico.
• The number of days you are allowed to stay will be written on the part of the form that’s handed to you for safe-keeping.
• The date stamped on your permit is your arrival date.
• To determine the latest date you must leave Mexico, count the number days (some months are longer than others) from the arrival date stamped on your form.
• The permit’s expiry date might also be hand written on the stamped visa by the immigration official.

What happens if I overstay my Visitor Permit?

If you overstay the time you were granted on your visitors permit (see previous question about validity), you will need to visit an immigration office, or the immigration kiosk at the airport, and pay a fine before you can leave the country.

The amount of the fine depends on how long you have overstayed; it is calculated on a per-day basis; contact your local immigration office (or the immigration kiosk at the airport) for details.

Can my Visitor Permit be extended or renewed?

Visitors Permits cannot be extended or renewed. If the immigration official at the port of entry writes a number fewer than 180 days on your Visitors Permit, you must leave Mexico within the time frame given to you by the official at the entry port.

Check your form to calculate your exit date based on the number of days you have been given: you must leave Mexico before it expires.

Learn more about the number of days being granted to people arriving in Mexico under the auspice of a visitor permit, FMM.

How long do I have to remain outside of Mexico before returning under the auspice of a new Visitor Permit?

There is no time limit to remain outside the country before re-entering using a new FMM—and thus obtaining up to another (maximum of) 180 days to stay in Mexico.  There is also no limit on how many times you can re-enter Mexico each year with a new FMM; however, see the caution note below about continual exit and re-entry to Mexico using a FMM.

Can a Visitor Permit be exchanged for a Residency Permit?

In a small number of circumstances, mostly related to Family Unit situations and humanitarian reasons, a Visitor’s Permit can be exchanged for a residency permit or other visa in-country, but most people need to begin their application for residency in Mexico at a Mexican Consulate abroad.

What if I lose my Visitor Permit?

If you are issued with a paper version and lose your Visitors Permit (FMM) while you’re in Mexico, you will need to visit one of the local immigration offices situated in towns and cities across the country, or at the airport, and apply for a replacement before you can leave.  This will involve some form-filling and filing, and payment of a permit replacement fee (about US$60).

What happens if I accidentally kept my Visitor Permit after leaving Mexico?

We sometimes get emails from readers who have arrived home and realized that they still have their paper FMM visitor permits, usually after driving back across the Mexico-US border.  The best thing to do, if this happens to you, is to contact your nearest Mexican Consulate, who will provide you with guidance. Note that paper versions of the permit are being phased out and substituted for a stamp in your passport, so this issue is becoming less relevant.

How do I apply for a Visitor Permit FMM online?

You can apply for your visitor permit online, make the payment, print-out the form and get this stamped/confirmed at the border.  As paper versions of the permit are phased out, the official at the border might retrieve your paper print out and place a stamp in your passport instead.

See the eFMM Application Page on the Mexican immigration site for details, terms and conditions.

If you have questions or experience difficulties with the online procedure, please contact the Immigration authority (INM) directly—Mexperience cannot help you with issues related to online visitor permits (FMMs).

Further information

Here is some further information you may find helpful:

Documentation required for entry to Mexico

For a summary of the documentation required to enter Mexico, see Documents required for travel and entry to Mexico

Entry entry procedures at the Mexican border

To learn about the procedures at the Mexican border see Procedures for entering and leaving Mexico

Obtaining legal residency in Mexico

Mexperience publishes information and resources to help you learn about how to apply for and obtain legal residency in Mexico:

• Learn about how to apply for residency in Mexico
• These are the financial criteria to qualify for residency in Mexico
• See the latest residency-related fees charged by Mexico’s government
• Download our free eBook: Mexico Immigration Guide that encapsulates essential information about visas and residency permits for Mexico.

For every new bypass, overpass, or underpass, there appears to be a fleet of new cars ready to take up the additional space.  Unclog one main artery, and another one clogs up somewhere else. Surprisingly, the number of people using the capital’s Metro has fallen, perhaps as the proliferation over the last decade of attractive car loans which have made new cars more affordable.

Parking fees, on the other hand, have gone up substantially, and there’s nothing like driving to fully comprehend the reality behind the headline news that the government is rolling back the subsidies on gasoline. Local authorities have also been contracting firms to manage parking in districts and residential neighborhoods across the city: parking meters are appearing in ever-greater numbers, enforced by use of wheel clamps, or “candados” (padlocks) as they’re called in Mexico.

In more recent years, the hi-tech speed trap has complemented the wheel clamp as a way of punishing wayward motorists and filling the coffers of the city government. All across Mexico City, drivers are now presented with signs warning that traps are in operation—cameras that capture the license plates of passing cars and mail speeding and other fines to drivers’ homes. Where the speed limit is 80 kph (50 mph), this is reasonable, and may well reduce the number of accidents caused by speeding. But on stretches of major thoroughfares where the speed limit has been lowered to 50 kph (30 mph), it’s hard to persuade those being fined that the reason is any other than to collect money.

The calibration of the camera-operated traps is such that tolerance is low: a kilometer or two over the limit will trigger a fine.  Contesting the fines is a complicated and drawn out process, and most find it easier to just pay, especially as an 80% discount applies if payment is made within 10 days.  As letters sometimes get lost or delayed in the post, some drivers choose to download an App called “Auto Chilango” which alerts them if their license plate has been photographed so they can pay within the discount window.

Not only has traffic volume in the capital reached a critical point, so have people’s stress levels, it seems, with the resulting behavioral anomalies that will be obvious to visitor and veteran alike without any need to go into them here.

On the city’s cluttered roads, right of way appears proportionate to the monthly payments on the car. Exceptions to this rule are large trucks, interstate buses, and beaten up old cars and pick-ups on which the rust is proof of manufacture in the days when they still used metal. Your mostly plastic, fuel-efficient, zero emissions, lightweight “nave” will crumple to the tune of several years of deductibles and no-claims bonuses while the older vehicle in question will just need a dent hammered out for less than the cost of a tank of gas.

If, all this considered, you insist on sallying forth into the melee of capital city traffic, here are some simple rules for driving ‘the Mexico City way’:

• never let anyone pull out into your lane, unless you want to be late to your destination. If a bus or truck does pull out, yield and pepper the driver with abuse;
• if you reach the stop line in heavy traffic and the light’s green, enter the crossing even if you can’t exit. If you don’t, someone else will, snarling up the junction anyway;
• if you can advance three or four cars by slipping into the turning lane, do it, even if it means blocking the lane when the arrow goes green and getting the people behind you all worked up;
• if you think the car in the lane to your left plans to pull in front of you, or if it has indicated that it intends to do so, speed up;
• if someone is waiting for your parking space, take longer than usual to adjust your mirrors, fasten the seat belt, connect your phone to the in-car kit, etc.

By applying some or all of these rules, you can become a bona fide Mexico City driver, but if you wish to be an out-and-out five-star chilango behind the wheel, try the following: accelerate behind a car that is going at the indicated speed limit in the fast lane, up against the dividing wall. Brake within a few yards of it and turn on your left-indicator, showing the slowcoach that you intend to pass him on the left, without specifying whether you plan to go over or through the wall.

See also: Driving In Mexico and Living in Mexico Without a Car

Books’ row in Mexico City

In the south of Mexico City, where Miguel Angel de Quevedo avenue crosses Avenida Universidad —about five minutes from the Bohemian hangout of Coyoacán— is a mini paradise for bookworms.

Three major bookstores, Gandhi, El Sotano, and Fondo de Cultura Economica, and a dozen or so smaller ones, line both sides of the street. Outside are wooden trays with books at throw-away prices, and inside you’ll find special offers on those less likely to be thrown away.

Mexico City remains the place where the widest selection of books and bookshops can be found, and some well-known chains have most of their branches in the capital.

Bookshops are still popular in Mexico

But while in many developed countries bookshops have been closing, Mexican chains have been opening new stores. Like bookshops everywhere, they have also added small gifts, toys, games & puzzles, and other paraphernalia to their offerings to make the business work.  This may annoy some purists, but somehow it’s hard to get worked up about a model that means the book business can continue going.

• Cafebrería El Péndulo —coffee shop-bookstore— boasts several branches in Mexico City, including in trendy neighborhoods such as Polanco, Condesa, Roma, and San Ángel.
• Librerías Gandhi has expanded with new stores in Mexico City, and also has branches in 24 of Mexico’s 32 states.
• El Sótano and Casa del Libro have more than a dozen branches.
• Gonvill Librerías is the biggest chain in Guadalajara, Mexico’s third most populated city and which is also host to a major international book fair each year.

These chains tend to stock the best selection of books, often beyond the capacity of the shelves so that many are neatly piled up.  You can find most books in Spanish at these stores.

And while many, especially Gandhi and El Péndulo, have one or two shelves of books in English and French, here it tends to be hit and miss.  You might find occasional books of interest, but you are less likely to find a specific title. (For some you can check availability online.)

Buying eBooks in Mexico

Since eBooks are virtually borderless, there are as many options in Mexico as anywhere else.

Amazon’s Mexico shop sells Kindles, and you can usually find almost any book published in English or Spanish in the local Kindle store.  Apple Books are an option for those who use Apple devices —iPhone or iPad— although they don’t have a dedicated eReader like the Kindle.

There’s no accounting for taste, and online reviews show some people are impressed with the Apple Books app, others not so much. For those using Android, Google Books is an option, and again, it has the disadvantage of not having a dedicated eReader.

In Mexico, the Gandhi and Porrúa book chains have an agreement with Kobo Books and sell Kobo eReaders, which are popular in Canada and parts of Europe like France and Italy. (The Canadian digital bookseller Kobo was acquired by Japan’s Rakuten Group in 2012, so the app says Rakuten Kobo, although people still widely refer to Kobo books).

Both Gandhi and Porrúa sell eBooks on their own websites, which can be downloaded onto the Kobo reader or using the Kobo app installed on devices, and you can also download eBooks directly from the Kobo website.

Depending on how budget conscious the reader is, it can be advantageous to keep open several options, as sometimes a title will be available on one platform and not another, or cheaper on one than another.

The Kindle, Kobo, and Google Books apps are available on Apple and Android, but the Apple Books app isn’t available on Android.

Finding books not published in Spanish

When you are looking for a particular physical copy of a book not published in Spanish —such as a new release— the options are to stock-up on a trip abroad, or order it from a book seller online—most of which will ship books to Mexico with no problems, but not necessarily that quickly. If you want a particular book right now, eBooks are the way to go.

Mexico’s department stores and big box stores have book sections, but these vary widely in selection and quality. There are about 150 Sanborns stores with magazine sections offering international titles published in English, but not much in the way of books published in English beyond current best-sellers.

Fancy browsing

Even the most bourgeois of us like to dig around for books in a bohemian atmosphere, and for that there are plenty of elegant bookshops—although that isn’t where most Mexicans go to buy reading material.  This collection of independent bookshops lists a selection of niche bookstores in the capital, curated by a local expat blogger.

This article describes the typical costs you need to take into account when you intend to own and run your own private vehicle in Mexico.

Bring you own car, import one, or buy locally?

Foreign residents moving to Mexico from the US or Canada might bring their car with them when they move—but there are rules and restrictions about doing this.

If you bring your foreign-plated vehicle with you to Mexico, you will need to pay for a Temporary Import Permit (TIP)—and note that you can only keep a foreign plated car in Mexico while you are a visitor or temporary resident.  Permanent foreign residents cannot drive a foreign plated car in Mexico except inside one of the of designated ‘Free zones’ near the northern and southern border areas—see this article for details.

If your siltation doesn’t allow you to import a car temporarily to Mexico under the current rules, then you could consider importing your vehicle and getting Mexican license plates for it.  You need to contact a customs agent to do this: the process is complex, carries costs and import duties, and not all vehicles can be imported.

The alternative to importing your own car (temporarily or through a permanent import procedure) is to buy a car locally.  If you do this, we recommend you purchase the vehicle from an established dealer or agency, or from someone you know personally (or a direct personal referral).  If you buy a car locally and use financing, be sure to understand the terms and cost of the car loan.

Car taxes in Mexico

Mexican vehicles must be licensed according to their intended use.  Vehicles for private use need to have current plates, and some Mexican states also charge a Tenencia tax.

All Mexican-plated cars must pay the “Derechos” (license plate) tax. Plate fees and plate-update schedules vary by state—check locally for details.  A plate change typically costs between MXN$2,500 and MXN$5,000 pesos but this plate change doesn’t happen annually.

Some Mexican states also charge an annual Tenencia car tax, that’s based on a percentage of the vehicle’s original purchase price with:

• A minimum value threshold for the vehicle (less expensive vehicles may be exempt); and
• relief for depreciation; so
• If your vehicle is over the threshold, you pay the tax on the current market value (sometimes referred to as the ‘blue book value’ ) of the car.
• This site publishes an article with details of the ‘tenencia’ tax by Mexican state.

Emissions verification testing

Your vehicle will need to undergo regular emissions testing if it’s over a certain age.  Learn more about the emissions tests and vehicle restrictions in and around Mexico City.

The price of gasoline and diesel

Since November 2017, the Mexican gasoline market has been deregulated and individual stations can now charge whatever they want for fuel (competing with other local stations).  Prior to this, the price of gasoline was set each month by the government.

Buying gasoline and using service stations in Mexico (includes a link to current gasoline prices)

Vehicle servicing costs

If you’re living in Mexico full time and don’t return to your home country for regular maintenance, you’ll need to find service options in Mexico to keep your car in good mechanical shape.

Some people will always take their car to a branded dealership; others will look for small independent mechanics to keep their car mechanically maintained.

Branded dealership servicing

Getting your car tuned-up at a branded dealership (“Agencia”) will cost more than getting the work undertaken at a local independently owned repair shop. If your car is new or not too old, it’s sensible to pay the extra costs and get the car serviced at the dealership where the work and parts will be guaranteed for a certain period—and having an agency service record might help to improve the value or at least the marketability of the vehicle if you sell it.

Using a local independent workshop

If you’re driving an older vehicle, choosing the local workshop servicing option will save you money.  The quality of service varies and warranties from independent worships might or might not be honored.  If you use a local workshop, we recommend you ask people you know and trust locally to get a referral from someone you know.  We don’t recommend you take your car for servicing at a local independent service station you don’t know.

The cost of servicing your vehicle in Mexico

Annual car servicing costs will vary depending on your car type and model, its age, the mileage you have accrued, and any special attention it might need, e.g. new brake shoes, new suspension, etc.

As a rule of thumb, a mid-sized car that is one of the popular brands, of an average age, will cost between MXN$10,000 and MXN$15,000 pesos a year to keep regularly serviced at an authorized dealer.  The most popular brands in Mexico are Volkswagen, Nissan, Mazda, Kia, Toyota, and Ford.

If you car is more luxurious, for example, Audi, BMW, Mercedes-Benz, you can expect to pay more as the service and parts for these vehicle brands is more expensive.

Ask around for quotes locally and if you use an authorized dealer, ask around at two or three agencies in the area as they are all independently run franchises and might quote different rates for the same service plan, or some agencies might have special deals on servicing.

Insurance for foreign-plated cars

If you bring a foreign plated car to Mexico, you’ll need to get it adequately insured as your home-country policy will not cover you for third party liability.

Auto insurance that covers third party liability is compulsory in Mexico, but this does not mean that everyone drives around insured.

Driving uninsured is a significant risk in Mexico as, in the event of an accident where someone is injured or killed, the police will get involved and arrest everyone until blame and damages have been apportioned: insurance is crucial in this situation.

Insurance for Mexican-plated vehicles

Insurance costs for Mexican-plated cars vary widely depending on the vehicle, its age, the location where it’s kept, and the drivers who will use it.  You can purchase auto insurance for Mexican-plated vehicles from your bank, a local insurance broker, and a plethora of online portals.

Miscellaneous costs of running a car in Mexico

In addition to obligatory taxes, insurance, fuel, and regular maintenance, you will also need to budget for:

Toll road fees

If you travel intercity, you can choose to use the free federal highways or the tolled autopistas. For speed and safety most drivers choose to take the tolled roads.  In Mexico City there is also an option to use an elevated tolled beltway around the capital.  See this article for more details.  Toll road fees have been rising steadily in recent years and can add significant costs to long distance (or frequent) journeys.

Car parking fees

There is often free parking available somewhere, but many drivers prefer to park in a monitored car park, for the convenience of being close to where they are going, and also for security.

Many supermarkets and shopping malls charge for parking, some offer the first hour free (or discounted) with a purchase at the store.  Fees per hour vary between US$10 and $50 pesos or more.  Some parking lots offer a fixed price for an unlimited time during that day, from your arrival until their advertised closing time.

If you live in an urban area with on-street parking only, you might see local car parking garages advertising a “pension“—in this context, the word in Mexican Spanish describes secure overnight parking. Fees for these vary depending on the city and neighborhood. Fees tend to range from MXN$1,500 – MXN$2,500 per month.  Check locally for details.

Car wash fees

There are lots of dedicated car wash centers in towns and cities across Mexico.  Fees vary depending the size of your vehicle and the “package” you choose—these vary from a basic wash to a full interior and exterior valet including polish and wax.  Package fees tend to range between MX$100 pesos for a basic wash and clean and MXN$1,000 or more pesos if you have a large SUV and want the full works inside and out.

Sometimes people watching over car parks will offer to wash the outside of your car while you are away shopping or eating at the store or restaurant.  They usually charge around MX$50-$100 depending on the size of your vehicle.

Parking and speeding fines

Mexico City and other bigger cities are installing speed cameras and new parking meters with aggressive enforcement of speed limits and parking time limits.  If you get caught out, you’ll need to settle fines before you can get your vehicle (re)tested for emissions, and re-plated, etc. On-street parking meter enforcers use a physical clamp to immobilize your car and don’t remove it until you pay the fine.

Learn about living costs in Mexico

Mexperience publishes a series of articles about living costs to help you consider your choices, research prices, and create a budget that’s based on your personal lifestyle situation.

• How to calculate your living costs in Mexico
• Cost of utilities and communications in Mexico
• Directory of stores, supermarkets and services in Mexico
• Read the latest articles about driving in Mexico

This article presents regularly updated directory of all the major stores, supermarkets, and service providers in Mexico with links to their websites. Most stores publish online catalogs and pricing so that you can gauge the cost of products and services.

Most sites listed are presented in Spanish. You can use Google to translate web pages online if you need to: visit Google Translate for details about how to do this.  (If your Spanish is a bit rusty, consider learning or improving your Spanish!)

Supermarkets in Mexico

Mexico is well-served by a range of US-style supermarkets and hypermarkets.  All of them have websites and most offer home-delivery options as well.

• Walmart Mexico
• Superama
• Soriana
• La Comer / Fresko / MEGA
• City Market (Fancy goods/imports)
• HEB Mexico
• La Europea (Fancy goods/imports)
• Chedraui
• Costco (Membership store)
• Sam’s Club Mexico (Membership store)
• Tiendas 3B (Budget store)
• Bodega Aurera (Budget store)

Department stores in Mexico

US-style department stores are situated in Mexico’s larger towns and cities, usually at larger shopping centers and major shopping malls.

• Liverpool
• El Palacio de Hierro
• Sears
• Suburbia
• Sanborns

Home and furniture stores

These are the principal specialist home and furniture stores in Mexico.  Larger towns and cities also have local or regional (often family-owned) stores selling furniture goods.  Check locally for details.

• Elektra
• Viana
• Coppel
• Hermanos Vazquez
• Costco (Membership store)
• The Home Store
• Pottery Barn
• Williams Sonoma
• Home Depot

Pharmacies in Mexico

Mexico has pharmacies everywhere; even in the small towns.  The ones listed below are the principal national chains; local independent pharmacies are also present, especially in smaller towns and villages.  Most offer home delivery: check online, or telephone your nearest branch.

• Farmacias Similares (Generic non-brand medicines)
• Farmacias del Ahorro
• Farmacias Benavides
• Farmacias San Isidro
• Farmacias San Pablo
• Farmapronto
• Farmacias Guadalajara
• Sanborns

Communications services in Mexico

Modern communication services are wide available and reliable in Mexico, and the presence of several operators has kept prices competitive.

• Telmex (Fixed line internet and phone)
• IZZI (Fixed line internet and phone)
• AT&T (Fixed line and mobile/data services)
• Telcel (Mobile, mobile data)
• Movistar (Mobile, mobile data)
• Virgin Mobile (Mobile, operates using Movistar network)
• Starlink (Satellite)
• HughesNet (Satellite)
• ViaSat (Satellite)

Sports stores and gyms in Mexico

Mexicans are fanatics of sports and gyms. Mexico ranks 5^th in the world by number to gyms per capita.  Most of the better-equipped membership gyms are national or regional franchises, although local independent gyms also operate—check locally for details.

Sports stores in Mexico

These are the principal chain stores selling sports clothes and equipment in Mexico.  Some department stores also have sports sections.

• Sportland
• Marti
• Ruben’s

Gyms in Mexico

There are principal gym chains across Mexico.  They usually charge an inscription fee plus a monthly subscription and have minimum contract lengths, usually a year, although they might be negotiable.  Check locally for details.

• Power Gym
• Station24
• SmartFit
• GymPass Mexico

Food diners in Mexico (national chains)

Mexican food diners offer a-la-carte menus and daily specials, although local fondas offer an alternative, with lower prices for their meals.

• Sanborns
• VIPS
• TOKS
• Wings
• Los Bisquets de Obregon

Books and music stores in Mexico

Retail bookstores have diversified in recent years to offer a range of goods including music and DVDs—some also offer coffee shops in-store.

• Gandhi
• La Casa del Libro
• El Sotano
• Librerias de Cristal
• Mixup
• Sanborns

National cinema chains in Mexico

US blockbuster films are popular in Mexico and the two principal chains offer multi-plex centers with screens across the country.

• Cinemex
• Cinepolis

Technology and electronics stores in Mexico

Although a lot of people purchase phones, computers and other electronics online, physical stores continue to ply a brisk trade for these in Mexico.

• Apple Mexico (iPhones, iPads, Mac)
• Samsung Mexico (Android Phones, Domestic electronics)
• Huawei Mexico (Android Phones)
• Mixup (Phones, all brands and networks)
• Telcel Stores (Mobile Phones, Data Modems)
• AT&T Stores (Mobile Phones, Data Modems)
• Movistar Stores (Mobile Phones, Data Modems)
• Radio Shack Mexico (Electronics)
• Steren (Electronics)

Banks in Mexico

Mexico’s banks have networks of branches and ATMs across the country.  These are the principal banks operating in Mexico; most are owned by one of the global banking groups.

See also: Discover Mexico’s banks and the services they offer

• Bancomer
• Banamex
• HSBC
• Scotiabank
• Banorte
• Santander
• Intercam
• CI Banco
• Banco Inbursa
• Banco Azteca

Insurance services

Mexico is well-served by a range of insurance companies; however, if you want to insure a foreign-plated (US/CDN) vehicle in Mexico, you’ll need a special insurance policy—see below for details.

Insuring foreign-plated vehicles

Foreign plated vehicles must be properly insured in Mexico.  Your home-issued insurance policy cannot cover you for third party damages.

• Online quote for auto insurance for foreign-plated cars

Insurance companies in Mexico

All the world’s major insurance companies operate and are represented in Mexico.

• GNP Mexico
• Monterrey
• Royal & Sun Alliance
• DVK
• MetLife

Postal and courier services in Mexico

DHL, FedEx and UPS are the three principal international couriers operating in Mexico, and Estafeta is the largest domestic courier in Mexico.

• DHL Mexico
• UPS Mexico
• FedEx Mexico
• Estafeta
• MexPost

Automobile agencies in Mexico

All major car brands are represented in Mexico including the world’s most luxurious car brands. VW, Nissan, Mazda, Honda, and Kia, are the most popular.

• Volkwagen Mexico
• Kia Mexico
• Ford Mexico
• GM Mexico
• Nissan Mexico
• Mazda Mexico
• Honda Mexico
• Chrysler Mexico
• Buick Mexico
• BMW Mexico
• Audi Mexico
• Mercedes Benz Mexico
• Ferrari Mexico City
• Aston Martin Mexico City
• Rolls Royce Mexico City

App-cab (taxi) companies

If you have a Uber or Didi account based in your home country or Mexico, you can arrange for these app-cab services to transport you in Mexico.  Services are not available in all towns and cities, but they are available in the most popular/populated places.  Check on your phone app for details.

• Uber
• Didi

Housing: short-term rentals

If you’re seeking a short term rental in Mexico, various online marketplaces exist that offer rental of rooms, bungalows, and even entire apartments or homes on a short term basis.

• Airbnb
• Homestay
• Tripping

Housing: long-term rentals

When you’re searching for a long term rental in Mexico, browse the major property portals that offer listings for all types of accommodations on long term basis (usually 6+ or 12+ months).

• MetrosCubicos
• LaMudi
• Vivanuncios
• Inmuebles24
• Propiedades.com
• Homie
• Craigs List Mexico

Housing: house purchases and sales

When you’re searching for a house to buy in Mexico, these are the major property portals that specialize in listing houses and land for sale.

• MetrosCubicos
• Vivanuncios
• Inmuebles24
• Propiedades.com
• LaMundi

Learn about living costs in Mexico

Mexperience publishes a series of articles about living costs to help you consider your choices, research prices, and create a budget that’s based on your personal lifestyle situation.

• How to calculate your living costs in Mexico
• Cost of utilities and communications in Mexico
• The typical costs of running an automobile in Mexico
• Read the latest articles about living costs in Mexico

Two calculations are required

There are two calculations you will need to make to determine the financial means you will need to have at your disposal to retire in Mexico:

• the first calculation is related to the financial requirements to qualify for a residency permit in Mexico, and
• the second calculation is related to your real living costs in Mexico that will be determined according to your individual circumstances, personal choices, and lifestyle plans.

Income or savings/investments required to obtain a residency permit

The financial requirements to qualify for a residency permit have risen in recent years.

Monthly income —v— savings/investments to qualify

Unless you intend to lead a ‘high octane’ lifestyle, the monthly income required to qualify for residency in Mexico is considerably higher than the typical costs of living in Mexico.

A corollary of this is that some people who want to retire in Mexico don’t have sufficient monthly income to qualify but do have sufficient income to live here.

If your pension income doesn’t meet the current income requirements, you can instead qualify based your savings/investments—and many people who have been saving throughout their lives will have sufficient savings and investments to qualify, even if their monthly income does not meet the minimum threshold.

The links in the box below contain detailed information to guide you about this. The include information about the current amounts of income or savings/investments you need to demonstrate to qualify for residency under the auspice of ‘economic solvency’ as well as other routes to residency besides ‘economic solvency.’

Income required to sustain your retirement in Mexico

The second calculation you’ll need to make concerns working out your real living costs in Mexico, and these will be determined by your individual circumstances, your intentions, and your lifestyle choices.

The question: “How much does it cost to live in Mexico?” has no specific answer because the amount of money you need to live and sustain yourself here will depend on an assortment of factors, the most common of which include:

• where in Mexico you choose to live: the most popular places also tend to be the most expensive to live in—from rents and house prices to everyday living expenses;
• whether you will rent or buy a home in Mexico;
• whether you have homeowner association fees to pay in addition to other expenses;
• the state of your general health and well-being: healthcare insurance premiums are higher for those with previous ailments, and while medications are less expensive in Mexico, they are still a cost and might have to be paid out of pocket;
• whether you’ll have a car or other vehicle(s) in Mexico to run and service;
• how often you travel, including trips back to your home country;
• what lifestyle choices you make including things like how and where you shop, how often you eat out, how much alcohol you consume (alcohol prices have been rising steadily in recent years), how much you spend on non-essentials, how much you spend on healthcare matters and medications, etc.;
• how much home help and other domestic assistance services you want or need: for example, whether you hire a housekeeper (and how often), a gardener, someone to maintain your swimming pool, if you have one, and other home services, e.g., nurses, or in-home care givers;
• how often you intend to travel within Mexico as well as how often you travel back-and-forth between Mexico and your home country.

Our guide to the cost of living in Mexico is a comprehensive resource that explores real living costs in Mexico and helps you to step back, make an assessment of your situation, and formulate a budget based on your individual circumstances.

Further research and resources

Mexperience offers you a comprehensive online resource of information and local knowledge to help you discover Mexico, explore choices, find opportunities and plan a new life in Mexico.

• Comprehensive guide to living and lifestyles in Mexico
• Articles about lifestyle planning in Mexico
• Articles about living costs in Mexico
• Learn about obtaining residency in Mexico
• Latest articles about retirement in Mexico
• Is Mexico right for your retirement?
• Benefits Mexico offers to retirees
• Discovering potential places to live in Mexico
• A regular Mexico Newsletter you can subscribe to for free

The precise answer to the question of how much it will cost you to live in Mexico varies widely and depends upon a range of factors including:

• your life stage;
• where in Mexico you choose to live
• the lifestyle choices you make as an individual, couple, or family;
• as well as other things like how you organize your routine life situations; and
• how you go about acquiring the things you need or want to buy.

This article provides a summary of the most common expenses foreign residents tend to face while they’re in Mexico.  Some, like residency permit fees, are universal whereas others like school fees are relevant only to families with school-age children.

The influence of your life stage and lifestyle choices

Your cost of living in Mexico will be determined in large part by your life stage, and your lifestyle choices—that also include where in Mexico you choose to live, and your tastes and shopping habits.

If you’re moving to Mexico with a young family, you’ll have different priorities and expenses to a couple moving here to retire.  If you’re on your own, or here with your partner and no children, your expenses will be different to those of a growing family or a retired couple.

Moving abroad offers an opportunity to reconsider your lifestyle choices, routines, habits, and the ways in which you live day-to-day. Moving abroad often requires us to ‘clear the decks’ in the place where we used to live, and this clearing can encourage us to consider different choices that are available, instead of just replicating the way we lived before.

When you come to Mexico to live (or if you’re living here already and wondering if you need to reorganize some aspects of your life situation) you’ll discover that there are many ways to form a lifestyle in Mexico, from the opulent and extravagant, to ways which are simple and humble, and options in-between these.

Residency permits fees

If you’re living in Mexico (or intend to live in Mexico) under the auspice of a Temporary Residency permit, you will have application fees and annual renewal fees to pay.  Learn more about the current cost of residency permits in Mexico.

If you qualify and apply for permanent residency right away, you won’t have renewal fees to pay, but you still need to budget for the initial application costs.

The value of Mexico’s peso

If you rely on a foreign income (or a foreign pension) to support you in Mexico, your local purchasing power will be influenced by regular fluctuations in the foreign currency markets.

Foreign currency markets are in constant flux, and can be volatile at times.  The exchange rate quoted on news reports, currency apps, and internet sites is invariably the ‘mid-market wholesale exchange rate’ which is not available to most people, and you’re likely to get rates which are between 2% and 5% less favorable to you than this when you buy or sell Mexican pesos.

When you’re forming your budget, don’t forget to include any transaction fees you may have to incur to access pesos in Mexico: for example, ATM fees, bank wire fees, and the exchange rate ‘spread’ (the difference between the buy and sell rates) and any other bank charges for dealing foreign currencies.

Larger money transfers, such as moving a block of money from your home country’s bank to a Mexican bank account or moving many thousands of dollars to Mexico to pay for a home purchase may fetch a better exchange rate than smaller transactions.

If you are planning to transfer a block of money from your home country to Mexico, consider comparing your bank’s offered rates and charges with specialist transfer services rates like Wise.com (formerly Transferwise) and XE.com.

The location you choose to live in

Your living costs in Mexico will be partly determined by the location you choose to live in.

Popular locations

Locations in Mexico that are popular with foreign residents usually feature higher house prices and the cost of renting in these places is higher than average, too.  In these places, house prices and rents do not tend to align with local purchasing power, at least in the neighborhoods usually sought by foreign residents. The price of groceries and other services may be higher, too.

Emerging popularity

Places in Mexico that are emerging in popularity with foreign residents are passing through a twilight period, where prices of accommodation are rising but local markets and local prices, including prices for grocery and other essential service, tend to be better aligned with local purchasing power.

Places mostly ‘off the radar’

Locations across Mexico that remain ‘off the beaten path’ for most foreign residents continue to offer the ‘best value’ in terms of house prices,  property rental costs as well as daily living costs. Keep in mind that moving to places which are underexplored will require more effort especially in terms of being able to converse fluently in Spanish and adapting to local culture and community traditions.

Scouting and choosing your accommodations

There is plenty of choice of accommodations across Mexico, for buyers and renters.  Some people come to Mexico and buy a house right away although we recommend that you rent first unless you are already familiar with the area where you intend to buy and live.

Property rentals

When you’re seeking property rentals in Mexico, you’ll find there is something for every budget, from rustic old casitas which may have limited services and suit someone who wants to get away from ‘the grid’ —perhaps as part of a writing, reading, painting, or meditation sojourn— to mansion houses offering every conceivable luxury—and everything in-between.

Rents in Mexico have been rising in recent years, especially in popular neighborhoods of Mexico City and areas frequented by foreign residents. The days when rents were a ‘bargain’ in Mexico appear to have passed, with property owners demanding higher rents and tenants willing to pay a premium to live in certain areas and/or in newer, better appointed and maintained properties.

Property purchase

Mexico’s real estate markets, whether you are looking in the big cities, colonial cities, or beach locations, are highly localized and accurate data regarding prices and historical trends is not easy to come by.

The best way to gauge property values is to undertake some initial research online and be situated locally so that you can talk to people and get a feel for the current market.

Online research using the country’s top property portals (see reference below) is also an effective way to gauge prices.  By undertaking research in person locally, you’ll discover:

• how sellers are valuing their properties;
• what prices sellers are asking for different property types;
• what the people are saying about the property market locally, and what neighborhoods are attractive or emerging as attractive; and
• you might also discover what recent buyers have paid for their home purchase; most transactions close at between 10% and 15% less than advertised asking prices.

Your tastes and shopping habits

Your tastes in food and drinks, shopping habits, how often you eat out and spend on entertainment, and your preferences for durable goods, technology and homewares are key determining factors in your living costs in Mexico.

Food staples, fresh fruit and vegetables, and other daily sundries tend to be less expensive in Mexico than they are in the US, Canada, and Europe.  However, certain types of food (especially those termed ‘gourmet’ and imported food) can be as expensive or even more expensive in Mexico.  Wines and spirits have been increasing in price considerably in recent years—including Mexican-produced wines and spirits.

Durable goods, homewares, and technology —particularly computers and smartphones— vary in price by brand and quality, although generally prices for these can be as much as, or 10%-20% more than, the same item purchased in the US.

If you shop locally at tienditas and markets, you’ll access local market prices, but the range of items on offer will be more limited.  For a wider assortment and range of options, especially imported goods, you’ll need to shop at the larger supermarkets and department stores, or one of the fancy retailers—where prices are higher.

Groceries

Mexico offers ample choice when it comes to buying food and groceries: from open-air markets and fresh food stalls, local convenience stores, and a range of supermarket brands—from the economic to the fancy. Most foreign residents living in Mexico shop at an assortment of grocery stores to buy the things they need and want for their pantry each week.

Dining out in Mexico

How often you dine out will affect your living costs as eating out in Mexico is relatively more expensive than preparing your meals at home using fresh, locally sourced ingredients.  Local fondas can make dining out inexpensive by comparison to eating at restaurants, although even costs for these ‘cocinas economicas’ add up over time.

Clothes, furnishing, and homeware

Most foreign residents living in Mexico will go to one of the country’s big department stores or shopping malls to buy clothes, furnishing and homewares.

Online purchase options are also available: the most popular sites are Amazon Mexico and Mercado Libre.

You can browse stores and online catalogs using the references in our directory of department stores to get a feel for prices of the things you want or will need to buy in Mexico—see the link below.

Your transport choices

How you get around Mexico, and how often you travel outside of Mexico (or between Mexico and your home country if you live here part time) will also have an impact on your living costs.

Getting around locally

Local public transport is plentiful in Mexico, with local minivans, buses, and taxis offering affordable and convenient ways to get around locally if you don’t own a car or want to leave your car at your house in Mexico for certain trips.

Intercity buses

Intercity buses are frequent, affordable, and the “executive class” lines offer top-line comfort on a bus journey.  When the price of toll-road fees and gasoline are taking into account, intercity buses are often the least expensive alternative, especially if there are only one or two people traveling in a car.  Mexico doesn’t have national passenger rail network.

Driving your own car

Running your own car in Mexico gives you flexibility that no other mode of transport offers, but it’s also the most expensive. In addition to the vehicle’s purchase price, car running costs include regular maintenance, cleaning, and repairs, insurance, vehicle fuel, vehicle emissions testing fees, parking fees, and toll road charges.  Finance costs also ought to be considered if you take out a loan to buy the vehicle. Some people live well in Mexico without a car—whether it’s feasible for you depends on your life stage and lifestyle.

Insurance for your lifestyle and activities

When you move to Mexico, part of your budget planning ought to include insurances that will provide coverages for your key activities, assets, and health.  A range of Mexico-related insurance services exist that can mitigate the effect and expense of unforeseen events and mishaps when you’re here.

School fees

If you have children of school age and you intend to send them to a privately-run school in Mexico, then you will need to account for annual school fees. In addition to the monthly fees, you’ll need to budget for annual inscription fees, books and materials, school trips, and other special activities and events.  You’ll also need to consider funding transport options as some, but not all, schools operate bus rounds for their students.

Banking fees

If you have a bank account in Mexico, note that you will have some bank fees to consider.  Fees vary by bank and account type.  You can find extensive information about banks and managing your finances in Mexico here on Mexperience.

Leisure services

If you intend to join a gym, go regularly to the movies, and seek other forms of entertainment, for example theatre, concerts, sports games, etc., then you ought to take these costs into account as you compile your annual budget. See the directory of services to connect to sports stores and gym sites and find their current prices.

Visiting your home country

Some foreign residents only live in Mexico for part of the year, and most foreign residents will travel back to their home country to see family and friends on a (semi)regular basis.  If you’re living in Mexico part-time, or intend to travel back to your home country on a regular basis, then you need to budget for additional travel costs each year, whether that’s airfares or road transport costs—including gasoline and toll road charges.

Property maintenance and security

When you own property in Mexico, you’ll need to factor in property maintenance costs to your annual budget.  Even if you rent in Mexico, you usually need to pay for sundry maintenance that does not constitute ‘structural’ maintenance—e.g., a roof leak.  Sundry maintenance expenses for renters can include, for example, annual water heater maintenance and replacing old and worn-out fittings.

Learn about living costs in Mexico

Mexperience publishes a series of articles about living costs to help you consider your choices, research prices, and create a budget that’s based on your personal lifestyle situation.

• Cost of utilities and communications in Mexico
• Typical costs of running an automobile in Mexico
• Directory of stores, supermarkets and services in Mexico
• Read the latest articles about living costs in Mexico