Healthcare

Planning for Medical Care Emergencies in Mexico

Forethought and a little planning can help you prevent getting caught in potentially frightening medical emergencies

Medical Care Planning

It’s exciting, and a little nerve-wracking: that’s how most people who have journeyed from their home country would describe making the move to Mexico. There are a lot of arrangements to make, and underneath it all is also a sense of adventure. We are feeling good, positive, and looking forward to a new and stimulating life situation.

What could possibly go wrong? Well, we can’t know of course—but life with all its unpredictability marches on, even in Mexico. The best way to deal with the unknown is to be prepared for eventualities, and a medical care plan should be included in those.

“Planning for medical emergencies when you travel or reside abroad is essential,” says Grant Conway, of Travel MedEvac Insurance, a company providing medical evacuation insurance plans for leisure visitors, snowbirds, and foreign residents in Mexico.

Drawing on Travel MedEvac’s experience, he shares some practical insights which are useful to take into consideration as you plan your medical care needs here in Mexico:

  • “You should have a plan for what you are going to do if you become ill and need to be hospitalized in Mexico. A lot of people don’t know that most hospitals here won’t take an insurance assignment. That means that even if you have insurance, you’ll have to pay to get released from the hospital and file a claim with your insurer to be reimbursed later. Most hospitals request a deposit by credit card when you are admitted.
  • “If you’re taking up residency in Mexico, establish a relationship with a local general practitioner right away. Know which hospital he or she practices at and find a recommended ambulance company. Keep the phone numbers and hospital address handy.”
  • “Hospital emergency rooms here practice triage: a categorization procedure for arriving patients based on the severity of need. Those that ‘walk-in’ are considered less serious than those who are carried in. You will get more immediate attention if you arrive by ambulance.”
  • “Tell the hospital in Mexico you will be paying cash rather than giving over your credit card. Insist on seeing a final bill before paying anything by card. If you must use a credit card, talk to your credit card company or bank about your situation and have them set a limit so your account balance or line of credit is not drained.”
  • “Consider an air medical evacuation plan that is real insurance–compliant with and regulated by industry standards.  Travel MedEvac insurance offers hospital-to-hospital transport coverage with no deductible or out-of-pocket expenses.  The company utilizes Air Ambulance Worldwide and their global network of highly accredited EURAMI or CAMTS certified air medical transport companies.”

Having advance knowledge about how medical care works in Mexico can help you to form a plan that will stand you in good stead in the event of a medical mishap. Without a degree of forethought, you could find yourself in a frightening situation without the understanding or resources you need.

You can find extensive information about health and medical care matters on our guides to Healthcare in Mexico here on Mexperience, including resources about planing for Medical Evacuation should you ever need it.

Arrange a Medical Evacuation Insurance Plan

Travel MedEvac is a company that works hand-in-glove with Air Ambulance Worldwide and is committed to the highest standards of medical evacuation.  The company offers only fully-accredited, regulated, and underwritten air medical evacuation insurance plans for visitors as well as foreign residents living in Mexico.

Plan terms and options vary based on the country of origin and the type of plan selected, all of which carry no deductibles.  Get a quote.

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