This article describes what a travel medical insurance plan is, and how you can use this type of insurance to obtain coverage when you’re in Mexico for shorter trips and extended stays not lasting more than 180 days.

What is a travel medical insurance plan?

Most trip protection insurance plans limit coverage to a maximum of 90 calendar days —three months— and if you stay over this, the insurance plan’s cover ceases to continue.

If you stay, or intend to stay, in Mexico for longer than three months, then an extended stay travel medical plan will cover you in Mexico for up to 180 days (6 months), and provide emergency medical expense coverage, including medically-warranted evacuation, during that time.

Our associate offers extended stay travel medical insurance plans to protect you from the costs of unexpected medical emergencies while you’re in Mexico.

What an extended stay travel medical plan covers

• Unexpected medical expenses while you’re on an extended stay in Mexico not exceeding 180 days.
• Emergency medical expense coverage in Mexico for physician’s fees, lab/x-rays, prescriptions, anesthetics, clinic/hospital costs up to US$100,000. Coverage for emergency dental expenses is also included up to US$750.
• Medically-warranted emergency evacuation to a hospital of your choice and covering up to US$500,000 of medical evacuation costs. Includes transporting a visitor from abroad to join you, and repatriation of minors.
• The plan extends coverage beyond Mexico to nearly all countries when you travel.
• If you unexpectedly pass away in Mexico, this insurance plans covers the cost of repatriation of your mortal remains.
• This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) that you would typically find in a single-trip comprehensive protection plan.
• Premiums are based on the number of days you intend to stay in Mexico (maximum 180 days).
• Coverage limitations apply—terms are clearly provided by our associate, TME Insurance, when you get a no-obligation quote.

Is travel medical insurance plan right for me?

This plan is ideal for those who visit Mexico for extended stays up to 180 days and primarily seek protection from unexpected medical emergencies, with medically-warranted evacuation, and without seeking coverage for trip interruptions and other non-medical benefits that single-trip insurance typically offers.

If you take single trips or short visits to Mexico that will not last more than 90 days (three months), consider opting for short-term visit coverage options which offer emergency medical expense coverages in Mexico, trip-protection if your voyage is cancelled or interrupted in some ways, as well as medically-warranted evacuation to the nearest suitable facility.

If you live or stay in Mexico for over 180 consecutive days and have a medical plan that covers you in your home country, a Medical Evacuation plan for longer-term stays might suit your situation.

Get help to plan your approach when you apply for residency in Mexico, and practical tele-assistance as you make your own way through procedures related to applying for legal residency in Mexico.

First-time residency applications in Mexico

Our associates can help you when you are planning to apply for residency in Mexico for the first time. (They can also help if you had residency before, allowed it to lapse, and want to re-apply for residency now.)

Mexperience offers detailed information about applying for residency, including the principal routes to residency and their qualification criteria.

How the Tele-Assistance facilitation service works

The tele-assistance facilitation service offered by our associates saves you time and helps avoid common mistakes made by applicants seeking residency in Mexico. You can use tele-assistance regardless of what location you plan to move to (or are currently situated) in Mexico.

The service facilitates your application at every stage of the process:

• An initial consultation by phone/videocall/email/chat to understand your situation and plan a workable approach for your residency application.
• Confirmation of the required procedures for a first-time residency application.
• Review of your supporting documentation for accuracy and completeness.
• Customized checklist of documents you’ll need to carry and present at each stage of the process.
• Assistance to identify a suitable Mexican consulate abroad, including help to book an appointment, and support to prepare for your residency interview at a Mexican consulate.
• After the consulate places a visa stamp in your passport, our associates continue their support when you arrive in Mexico to exchange your visa for a residency card.
• Our associate will co-ordinate your intended arrival date in Mexico and book an appointment for you at the immigration office in Mexico using the INM’s online appointment system.
• They’ll correctly complete the application forms and letters (in Spanish) that you’ll need when you arrive at the immigration office in Mexico to exchange your visa for a residency card.
• Our associate will provide detailed instructions/guidance about where to go and what to do at the Mexican consulate abroad and/or at immigration office in Mexico on your appointment date.

Get support through every stage of the application

The table below describes the support offered at each stage of the application process.

First Time Application Tele-Assistance Fees

Our associate’s first time application tele-assistance support package offers facilitation that is transparent and affordable, with fixed-fee pricing and no hidden charges.  All consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

Accompanied Option: The First Time Application service plan is also available as an Accompanied Assistance option at selected cities in Mexico.  Accompaniment is not available at Mexican consulates abroad.  See this page for details and fees.

Make a service request for Residency Assistance

To hire our associate to assist you with the facilitation of your first time residency application, please complete the request form below.

What happens next?

• After you complete the form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll schedule-in your initial consultation and the service will begin.

All Temporary residency cards —and Permanent residency cards issued to minors (aged under 18 years)— have expiry dates. To keep your residency card current, you will need to apply for residency renewal within the 30-day window before the card’s expiry date.

Qualifying for renewal of a residency card

Qualification for renewal of your residency depends on the terms of your current residency card. Learn more about Mexico residency card renewals.

Four Year Rule: If you’ve held a Temporary residency card for 4 consecutive years —or two years if married to a Mexican national— our associate can assist you to exchange your temporary residency card for a Permanent residency card: read this page for details about that service.

Expired residency card: If you allowed your residency to expire, you might be able to renew in Mexico without having to start over at a Mexican consulate abroad, depending on your current situation.  Read this article for details about that service.

Renewing your existing Mexico residency card

Our associates can help you when you need to renew a Temporary residency card (Residente Temporal) and/or renew a Permanent residency card (Residente Permanente) issued to minors.

• Residency card renewals must be filed by the card holder at an immigration office in Mexico; they cannot be renewed at Mexican consulates abroad and/or by proxies.
• The renewal must be filed in the 30-day window before the expiry date printed on the card. Requests cannot be filed sooner.
• If the card has expired you might be able to file for renewal in Mexico—see this page for more details.

How the Tele-Assistance facilitation service works

The tele-assistance support service offered by our associates saves you time and helps avoid common mistakes made by applicants applying to have their residency cards renewed. You can use tele-assistance regardless of what location you plan to move to (or are currently situated) in Mexico.

The service facilitates your application when you renew your existing residency card:

• An initial consultation by phone/videocall/email/chat to understand your situation and plan a workable approach for your residency renewal.
• Confirmation of the required procedures for the renewal of your existing residency card.
• Review of your supporting documentation for accuracy and completeness.
• Our associate will co-ordinate dates to file for your residency card renewal in time and book an appointment for you at the immigration office in Mexico using the INM’s online appointment system.
• Correct completion of the application forms and accompanying covering letter (in Spanish) that you’ll need to submit when you file for renewal of your Temporary Residency card in Mexico.
• Customized checklist of documents you’ll need to carry and present when you attend the immigration office in Mexico.
• Detailed instructions/guidance about where to go and what to do when you arrive at the immigration office to file for the exchange.

Get support throughout the residency card renewal procedure

The table below describes the support offered through the residency card renewal process.

Residency Card Renewal Tele-Assistance Fees

Our associate’s residency card renewal tele-assistance package offers facilitation that is transparent and affordable, with fixed-fee pricing and no hidden charges.  All consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

Accompanied Option: The Residency Card Renewal service plan is also available as an Accompanied Assistance option at selected cities in Mexico.  See this page for details and fees.

Make a service request for residency card renewal assistance

To hire our associate to assist you with the facilitation of your existing residency card renewal, please complete the request form below.

What happens next?

• After you complete the form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll schedule-in your initial consultation and the service will begin.

Auto insurance coverage valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

The most important aspect of an auto insurance policy when you’re driving in Mexico is third-party liability, because claims for damages by third parties can be substantial.

Third party liability abroad needs a special policy

By law, US and Canadian insurers can’t provide third party liability and this coverage must be underwritten by a Mexican insurance company and be specially formed to be legally valid under Mexican law.

Third party liability covers any losses your actions might cause to others. These most commonly include (but are not limited to):

• damage to another person’s vehicle, or their property;
• injuries to another person in an accident; and
• damage to public property (e.g. road structures).

How much liability insurance is needed in Mexico?

While no one expects to be involved in an accident —and far less a serious one— when arranging coverage, it’s worth considering the worst-case scenario: that you accidentally cause serious injury or death of another person as a result of a vehicle accident.

Here in Mexico you can be made financially responsible to the other party (or their kin) if you unintentionally cause the death of another motorist, and reputable insurance brokers suggest that you have no less than US$300,000 in liability insurance and they will usually recommend US$500,000.

Get a policy covers more than just accidents

There are other factors besides financial liability to consider when you are arranging your auto insurance when you drive in Mexico.  The three most important aspects to consider when choosing a policy are:

Legal representation

If you’re involved in a serious road accident in Mexico, it’s common for those involved to be detained until the situation is assessed, fault is determined, and financial responsibility is assigned.

Due to this process, the legal representation which better policies offer will provide you with:

• local assistance to help you deal with the complex paperwork and procedures (in Spanish, and liaise with you in English);
• a fund to post a bail-bond and get you released as soon as practicable; and
• a legal team to negotiate on your behalf if fault and responsibility is assigned to you.

Medical coverage

If you or any of your vehicle’s occupants are injured in an accident, medical payments might or might not be covered. Medical coverage on auto policies vary and you’ll need to compare the choices to ensure you have an adequate amount of coverage, per person and in total.

Assistance for accidents and vehicle breakdowns

When an accident happens, what really matters is the practical support provided by an insurance policy.

If your vehicle breaks-down, or in the event of a minor accident which leaves your car damaged but readily repairable, a roadside travel assistance plan offered by the insurer can be an enormous benefit to you.

Roadside assistance can be purchased as part of an auto insurance policy and offers very practical help in what can be stressful and confusing circumstances.

• In the event of a breakdown or minor accident which leaves you stuck, help with things like gas delivery, a flat tire, a locksmith, or a tow truck to a nearby garage for essential repairs can be a phone call away.
• In the event of an accident, assistance can provide practical support and liaison with key personnel to help you recover more quickly and get back on your road trip as soon as practicable.

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

• Insuring your vehicle for driving in Mexico
• Importing a foreign car or other vehicle to Mexico
• Getting a Temporary Import Permit (TIP) for your vehicle
• Your Mexico road trip checklist
• Latest articles about driving in Mexico
• Guide to auto insurance in Mexico

If you, or a family member is struggling to cope, therapy is an option that some people consider as part of a range of support mechanisms that may help.

Psychotherapy for foreign residents in Mexico

Adela Iglesias is a qualified psychotherapist with more than 30 years of experience working with adults of all ages, teens, and couples—helping them to navigate life’s challenges.

Based in Mexico, she offers one-on-one online sessions providing a confidential and warm space where you will feel at ease to share whatever is troubling you and have the opportunity to address it and help restore balance to your life.  Adela’s therapy is helping expats in Mexico to settle-in and adapt to their new environment.

Her training began in the field of psychoanalytical psychotherapy. She went on to incorporate perspectives that take into account both the body as well as the environment as essential factors to understand human behavior and the patterns that cause us suffering.

She is specialized in the use of Eye Movement Desensitization & Reprocessing (EMDR) for the treatment of trauma, that is, the aftermath of stressful or challenging life experiences, such as loss and change, whether foreseen or unexpected, whether deemed as positive (e.g. moving to a new country), or negative (e.g. dealing with loss).

Therapy and the expat experience

Moving to a new country is an exciting opportunity that entails a unique set of challenges, ranging from culture shock and language barriers to complex logistics, financial management, and homesickness. There is an emotional and psychological toll when you settle abroad, which can include:

• Culture shock: Adjusting to new social norms, dining habits and communication styles can bring about disorientation, confusion and frustration, while you adapt.
• Loneliness and homesickness: As much as you might love the new place, being far from family and friends, especially during personal milestones or holidays, can lead to isolation, sadness and feelings of guilt.
• Identity struggles: Becoming an expat might involve a temporary sense of loss of belonging and the realization that it might be harder than you thought to adapt and fit in.
• Unfulfilled expectations: Relocating to a new country will not magically solve internal problems, which are part of your own baggage, or guarantee happiness, but it may open the opportunity to work through them.

Seeking professional help through therapy can help ease feelings of anxiety, burnout or isolation, and prevent them becoming unmanageable. Psychotherapeutic accompaniment can be a supportive strategy that makes the process of adapting to a new life abroad easier, gentler, and even enjoyable.

How Adela works with her clients

Adela believes that psychotherapy is a process through which we can reconnect to our innate capacity to heal, finding a way to lead a satisfying life while accepting and dealing with the challenges, pains, and losses that living entails.

Nobody knows more about us than ourselves, but in times of turmoil we may need someone to accompany us to help find the way through the maze of habitual patterns that can make us suffer needlessly.

Adela therefore works as a facilitator for exploration to help you identify and clear obstacles, and to offer gentle guidance as you regain your own balance.

Make a service request

Adela will be pleased to schedule a free 30-minute consultation so that you can meet her, talk about your situation and ask questions before you commit to any therapy sessions.

What happens next?

• After you complete the request form below, you’ll receive an email introducing you to Adela.
• Adela will respond to you directly to schedule a free 30-minute consultation video call to introduce herself, talk about your situation, and answer your questions without pressure or obligation.
• If you decide to engage in therapy with with Adela, she will work personally with you.

Get help to plan your approach when you apply for residency in Mexico and practical facilitation assistance as you make your way through procedures related to applying for and managing your residency status in Mexico.

Mexico residency facilitation and assistance support service

The tele-assistance support service saves you time and helps avoid common mistakes made by applicants.

Whether you’re applying for residency for the first time, renewing an existing residency permit, or need assistance with other procedures related to managing your legal residency in Mexico—our associates can help.

Our associates offer service packages for the most common residency-related procedures, with clear and transparent fixed-fees. (Consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.)

Mexico residency assistance plans and fees

Learn about the service packages that our immigration assistance associates offer, with clear and transparent fixed-fees for each one.

Click on the service name for a full description of the service and procedures, and to make a service request.  Our associate will contact you directly.

When you’re thinking about moving to Mexico but have questions about how suitable Mexico may be, places to live, and key things to consider, a Mexico Lifestyle Consultant offers a structured conversation to help you define your intentions, set a clear direction, and help you to begin making informed choices.

Save time, gain valuable lifestyle insights

This lifestyle consultancy service is carefully structured to assist in your lifestyle deliberations and planning:

• Helps you to consider choices and the groundwork needed to plan for living, working, or retirement in Mexico.
• The consultation saves you valuable time by focusing on matters related to your specific circumstances.
• You’ll get unique insights into the options and choices available for different lifestyles in Mexico based on your intentions and goals.
• Learn about the everyday practicalities of moving and adapting to a new lifestyle and culture.
• The consultation may also help you to avoid making material mistakes commonly encountered by those seeking a lifestyle abroad.

Consultations formed around your individual needs

Our Lifestyle Consultants are long-term expats who know Mexico intimately.  They themselves have made the journey of moving to Mexico and have assimilated their life situations to Mexican ways and customs. They provide meaningful insights and guidance based on decades of experience living and working in Mexico.

About your personal consultation

Our Mexico Lifestyle Consultants offer personal consultations by telephone or video call for US$119 per hour.  There is a one-hour minimum fee and any time over one hour is billed precisely as used.

During the call, the consultant will take time to learn about your situation, your plans and intentions, your timescales, and will also take detailed questions you want to ask and address concerns you want to discuss.

The personal consultation helps to identify important aspects about your situation, address potential issues, and answer specific questions or concerns you have regarding a move to Mexico.

Benefits of a lifestyle consultation

These lifestyle consultations are ideal when you’re contemplating a move to Mexico and you want to talk to someone with direct experience of having made the journey through a carefully structured consultation that will:

• Help you to identity your priorities and define your aims and intentions.
• Consider realistic and viable options, based on your life stage, lifestyle choices, and intentions.
• Help you to consider whether Mexico is a good fit for you alone, or with your partner and/or family as relevant.
• Address any specific questions or concerns you have in regard to moving to Mexico to live, work, or retire.
• Help you to compile a shortlist of potential locations that may suit your lifestyle needs if you’re not yet sure about where in Mexico you want to live.
• Help you to consider the groundwork needed to plan the move, and adapt to a new lifestyle abroad.
• Share helpful local knowledge and valuable advice based on practical real-life experience of having moved to, settled, and adapted to Mexico.

Most consultations don’t last longer than an hour, but if your situation needs more time, or you would like to return another day for further conversations with your consultant, you may hire them on a per-hour basis.

Request your personal consultation

To request a consultation, complete the short questionnaire below that will help us to learn about your needs and refer you to an appropriate consultant.

After we review your request, you’ll be introduced to the associate we refer you to who will contact you personally to request payment for the one hour consultation, and schedule your meeting at a mutually-agreeable date and time.

A consultancy with Samantha will provide you with guidance and concise recommendations about what to expect from senior care support services on offer in Puerto Vallarta—whether you’re planning ahead and considering choices for yourself (or you and your partner) or want to learn more about senior care provision services for someone else close to you.

Consult with an experienced senior care professional

Samantha is fully bilingual and has over 25 years of professional experience on matters related to social care across a wide spectrum of client groups in both public and private organizations.  She has lived in Puerto Vallarta for over 10 years and specializes in attending to the needs of people seeking senior care services there.

Her consultancy offers in-depth knowledge about senior care services on offer in Puerto Vallarta, including recommendations about in-home care services vs local residential homes, through direct experience of working with elder care centers in the Vallarta area.

Working with individuals and families of those preparing for their retirement or changes in their lifestyle or health situations, her areas of expertise include:

• senior care planning and management in private residences;
• bilingual advocate services for those navigating doctors, finances, and end-of-life planning in Puerto Vallarta; and
• providing personalized consultancy to individuals, families, hospitals, and assisted living centers.

Get experienced advice, local insight, and concise recommendations

Samantha’s consultancy service offers local knowledge and clear, concise recommendations about how to plan ahead, prepare for, and explore the availability of senior care services available in Puerto Vallarta.

When you’re seeking choices for senior care provision in the Puerto Vallarta area, Samantha can help you to discover and explore the options available:

When you’re planning for retirement or changes in your lifestyle in Mexico:

• Undertaking an Initial Assessment to determine your current situation.
• Advice about key matters you need to take into careful consideration.
• Guidance about realistic choices on offer in Puerto Vallarta and available service options.

When you need to talk about plans for someone close to you

• Personal consultation to discuss your situation and how you may source the help you need.
• Practical matters you need to consider as someone ages and external assistance is required.
• How to meet needs and provide support whilst respecting autonomy.
• Potential service options and practical tips on exploring potential care homes in Puerto Vallarta.

Consultancy that flexes with your needs

Samantha offers a FREE initial 15-minute conversation to talk about your situation and to determine if the consultation service is right for your needs.

Personalized consultancy is offered at US$85 per hour, with a 1-hour minimum, and time billed precisely as used after the first hour.  Samantha keeps a detailed log of the support time provided to you.

How the consulting service supports you

The service is designed to provide you with a personalized consultation that focuses on your specific circumstances and needs and provides you with a post-consultation written brief. Typically, the consultation follows this path:

Free 15-minute conversation

Samantha offers a FREE 15-minute conversation to discuss your situation and to determine if the consultancy service is right for your needs.

Your personalized consultation

If you decide to proceed with a formal consultation, Samantha will send you a payment link for the first hour of consultancy and schedule your first formal consultation call (by telephone, Zoom, or Skype, as you prefer) at a mutually convenient date and time. If your situation is urgent, a priority consultation may be accommodated, but please only request this if the need is genuinely urgent.

Gathering key information

The personal consultation will be carefully structured to talk about your current situation and future plans, answer any specific questions you have, and identify the key matters and issues related to senior care within your individual circumstances.

Guidance to help you make informed choices

The initial assessment enables Samantha to offer concise recommendations about senior care service provision in Puerto Vallarta, including how the services work, what to expect, with insights to help you interact positively and creatively with the services available.

Post-consultation

After the call, Samantha will compose a written brief of the initial assessment and her comments and recommendations. She’ll send these to you by email so that you (and your family) can use this to plan and make some informed choices; the brief also serves as a helpful reference if you need to share key information with other professionals and caregivers.

Follow-up call

After you’ve had an opportunity to read the post-consultation brief, you can optionally schedule a follow-up call with Samantha to talk through the details and answer any further questions you may have.

Make a service request now

To proceed with a service request, please complete the request form below.

Samantha will contact you personally to organize your FREE 15 minute call, with the option to proceed with a formal consultation afterward.

Policy wording for Mexican property insurance

Property insurance policies sold in Mexico differ from policies you are used to seeing in your home country. The policy wording is unique, and the types of coverage offered by insurance companies is different here, so some things that you would expect to be included as standard, might not be present if you purchase your insurance in Mexico directly from a Mexican insurer.

Familiar policies, fully underwritten in Mexico

To help foreign residents who own property in Mexico to purchase insurance products familiar to them, specialist companies based in the U.S. have developed property ownership insurance policies which reflect the wording, terms and covers included on US and Canadian policies.

The insurance policy is fully underwritten by a Mexican insurance company (by law, it has to be this way), but the U.S. companies work in partnership to create a product that is familiar to those purchasing insurance in the US and Canada, and which is legally sound under Mexican law.  The premiums are paid in US dollars and any pay-outs are also paid in US dollars.

Policies to suit your situation and needs

The home insurance policies available in the market offer a wide range of options, and you can choose what to include and what to exclude as part of your coverage plan.

Depending on where your home is situated in Mexico, the risks (and coverage) you need to insure against will vary. For example, homes near the coast should be insured against hurricane damage and earthquakes, whereas inland only cover for earthquakes (and perhaps flooding, if you home is situated near water) will be needed.

Home insurance policies cover a wide range of eventualities and the most common coverages include reimbursement of costs related to:

• Damage caused by hurricanes and earthquakes
• Damage caused by and wind storms and floods
• Injuries to housekeepers and other workers in your home
• Burglaries and vandalism
• Damages to third parties, e.g. falling trees
• Coverages for owner-specific liabilities, e.g. in condos

You can cover all risks or named perils

Policy options and choices include all risks versus named perils, whether to cover assets like outbuildings surrounding the main property, and the option to insure your personal goods.

• The better policies will include coverages for third party liability: this is  helpful in the event that someone who does not live at your home meets with an accident on your property, or where some damage is caused to a neighbor, e.g. by a falling tree.
• This article about third party liability in relation to your home shares more details.
• Other considerations to take into account when you’re assessing your insurance needs include purchasing cover for any watercraft you may own, as well as special arrangements for condos, where some liabilities are shared and some are owner-specific.

Regardless of the type of insurance you choose, the insurer underwriting the policy is far more important than the broker or agent selling you the product: in the event of a claim, the integrity of the underwriter will determine pay-outs, not the insurance broker.

Learn more about caring for and insuring your home in Mexico

Mexperience publishes extensive information to help you plan and care for your home life in Mexico through guides, articles and free eBooks:

• Free eBook: House maintenance and home security
• Latest articles about property insurance
• Articles about real estate in Mexico

Our auto insurance associate, MexPro, offers auto insurance backed by A-rated underwriters that provide adequate coverage and peace of mind for your road trips in Mexico—including all-important third party liability, and practical assistance services that support you in stressful situations.

Auto insurance that’s valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

What MexPro auto insurance offers:

• Insurance from an established company specializing in Mexico auto policies underwritten by A-rated (financially sound) insurers.
• Coverage offered for Cars, SUVs, Pickups, Vans, Motorcycles, ATV/UTV, and Motorhome/RVs.
• Cover for towed units if needed.
• Choice of Liability Only and Full Coverage insurance packages to suit your needs and budget.
• Insure for a defined number of days, or choose a bi-annual or annual policy for multiple visits.
• Obtain cover for the physical damage and total theft of your vehicle, and get the all-important third-party liability—all with fixed deductibles.
• All policies include: Legal assistance (US$30,000 max); Medical expenses after an accident (US$25,000 max); Roadside Assistance and Travel Assistance.
• Trip interruption cover: Assistance to continue your trip if it’s interrupted by accident or total theft with return to place of residence; or car rental; plus lodging expenses.
• Policy wording in English with features and benefits you’re accustomed to and expect from an Insurance policy.
• Coverage terms are clearly provided by our associate, MexPro Insurance, when you get a no-obligation quote.

Do I need auto insurance for my road trip to Mexico?

Here are key points to consider when you intend to drive your car or other motorized vehicles to Mexico:

• You need to obtain an auto insurance policy that covers at least third-party liability in Mexico, because your US or Canadian policy, however comprehensive, cannot cover this.
• All MexPro’s plans cover third-party liability, and their full coverage policies will also cover physical damage and total theft of your vehicle while it’s in Mexico.
• Having roadside assistance will be invaluable if your vehicle breaks down or if you’re involved in an accident.  Legal assistance provides essential coverage while accident blame is assessed.
• Driving in Mexico uninsured is a risk, especially if you’re involved a serious accident—and whether or not the accident is your fault.
• Affordable policies are available to give you and your passengers peace of mind when you’re on the road in Mexico.

This service saves you time and helps avoid common mistakes made by applicants. Accompanied Assistance provides a combination of tele-support and in-person accompaniment at the immigration office in Mexico.

Accompanied Assistance at immigration offices in Mexico

Accompanied assistance provides the same features and benefits of our associates’ tele-assistance services, with the added benefits of:

• Printing out and organizing all the paperwork and forms ready for you to sign and file the application.
• Meeting with you in person to guide you through the procedures.
• If the immigration office raises any issues with forms or letters, the associate can swiftly correct and reprint papers for you, minimizing the disruption time.
• If you need to return another day to complete the process, they will meet you in person again at no additional charge.

Accompanied Assistance is currently offered at the following locations:

How the Accompanied Assistance service works

Accompanied Assistance provides a combination of tele-support and in-person accompaniment at the immigration office in Mexico. This section describes the application stages and support offered at each stage.

Accompanied Assistance Service Plans & Fees

Our associates charge a fixed fee per person for the accompanied service at immigration offices in Mexico.  Fees vary depending on the location.  You must pay the government fees separately.

All Accompanied Assistance service plans include:

• An initial consultation by phone/videocall/email/chat.
• Confirmation of the required procedures.
• Helping you to make an appointment at a Mexican Consulate abroad, if relevant. (They cannot accompany you to the Consulate.)
• Making an appointment for you at the Immigration Office in Mexico using the INM’s online appointment system.
• Completion of the forms and letters required for your filing.
• Custom checklist of documents you’ll need to carry.
• In-person accompaniment at the immigration office in Mexico.

Make a service request for Accompanied immigration assistance

To hire our associate to assist you with the facilitation of your Mexico immigration application or renewal, please complete the request form below.

What happens next?

• After you complete the form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll schedule-in your initial consultation and the service will begin.

Get your property transaction independently examined

An independent examination of your sales contract and transactional procedures provides cross-checks as you navigate your way through a property purchase or sale in Mexico.

Linda Neil and her team at The Settlement Company® are experienced real estate professionals who can:

• Explain the procedures, legal matters, and tax rules to you in detail, independently of parties who have a vested interest in the transaction.
• Examine the details of your property purchase/sale contract to ensure that it does not contain clauses that may cause adverse effects and/or create undue risks.
• Ensure that the fees you are being asked to pay for professional services are reasonable, and that the tax calculations are aligned with current tax rules.
• Offer you a direct line for independent verification of matters which arise that you are unsure about as you make your way through the property transaction.
• Act as liaison between you, your real estate agent (if you are using one) and other professionals—for example, the Notary Public or local attorney situated in the State where the transaction is taking place.

Benefits of hiring an independent professional

Personalized service: This independent consulting service is formed around your individual needs. Furthermore, you can order practical support through the procedures to ensure professionalism and integrity in your transaction.

Overcome language issues: Property purchase/sale contracts are often written in Spanish and the seller’s deed is written in Spanish—by law. The legal terminology and clauses can be obscure or confusing. This service will help you to understand what you are committing to within the context of the sales/purchase contract. Linda and her team will explain what you are committing to in terms of Mexican law.

Oversee your investment: Hiring an independent assessor can protect your investment through an examination of the proposed transaction. This can help to ensure that agreements are realistic and are able to be fulfilled, legally.

Avoid pitfalls and hidden costs.  The costs of dealing with improper procedures or adverse contract terms after a property deal is closed can be substantial. An independent review and examination of your property deal prior to signing or payments being made can help you avoid to the costs and inconvenience of dealing with problems afterwards.

How the support service works

Linda and her team at The Settlement Company® provide an initial consultation, and can offer you a package of support services as you make your way through a property transaction in Mexico.  These services include:

• An initial consultation to talk about your situation and the proposed transaction.
• A review and examination of your sale/purchase contract and the Seller’s deed.
• Explain what you are committing to contractually, with highlights of any clauses that may be unusual or risky, as well as remarks about matters which you might want to consider renegotiating before you sign.
• An independent assessment of the professional fees, transaction fees, and property taxes you should be paying—whether you are the buyer or the seller.
• Advice and information about what structures need to be in place to ensure the property closes efficiently for tax purposes: when you are buying, ensuring that the contract and title are properly documented; when you are selling, how to claim current tax allowances on capital gains.

Service Fee: For the initial consultation and review with a written report, the fee is US$560.

The fee includes the support service as described above and will also include an estimate to supervise the entire transaction including Foreign Relations permits, appraisals, escrow fees, bank trustee fees, (if applicable) no liens and property tax certificates and full registration in the state where the property is registered—which are optional additional services you can purchase if you want or need these.  Fees are billed directly by The Settlement Company® who accept payments in the US, or in Mexico.