Cover for critical situations

Medical air evacuation isn’t for patients who are mobile and suffering from turista or sea-sickness, it’s for those who suffer catastrophic illness or accidents while away from home; primarily cardiac events, strokes, or serious vehicle accidents.

No matter where in the world you are going, from the most remote region to an urban center teeming with people, if you have a serious health issue and want to make certain that you can get from wherever you are to specific medical facilities back home as quickly as possible, you’ll need a medical evacuation plan designed to transport you to your doctors, your family, your healthcare network—and a hospital of choice in your home country.

You may have arrived at your destination aboard a commercial airline, but if you’re showing signs of serious illness, you may not be allowed to board to get back home. If you can’t get home, you may have a long convalescence period in a foreign country —away from family and friends— unless you are evacuated.

Medical evacuation coverage is far more than a private flight home

We spoke with Grant Conway of Travel MedEvac Insurance, a US-based medical evacuation insurance plan provider for travelers and foreign residents, to learn more about air medical evacuation. What we discovered is that medical evacuation is much more than a private flight.

Yes, there are planes with pilots and medical personnel on standby; however, to offer a safe, reliable, and high quality bed-to-bed service—where you are taken from one hospital room via ambulance to the nearest airport, flown to your destination city abroad, with another ambulance to the hospital of your choice—it’s essential to have a highly-accredited provider who can manage the complex logistics.

With a medical evacuation plan in place, everything is taken care of for you: including consultation with all the relevant medical professionals, and fully-managed ground and air transportation in tandem with the complex logistics involved to carry out international medical repatriations.

It’s expensive and complex if you don’t have a cover plan

Although you can work directly with an air-evacuation company, the costs are high—typically in the tens of thousands of US-dollars per incident. Most people who receive a medical evacuation do so under the auspice of a medical evacuation plan from a company like Travel MedEvac insurance, that offers fully-underwritten medical evacuation insurance plans lasting from days to a whole year.

While air evacuation plans may not necessarily be considered  by some foreign residents and snowbirds who intend to receive all of their medical care in Mexico, there are some who prefer being treated in their home town, by doctors they know and trust—and near the support of family and friends as they recover. Having a medical evacuation plan can facilitate that when warranted by the circumstances.

You can learn more on our extensive guide to Medical Evacuation from Mexico—that describes in detail what a medical evacuation service is, who needs it, and how to arrange a suitable plan.

This article describes what a medical evacuation insurance plan is, and how you could use this type of insurance to obtain coverage when your stays in Mexico are longer than periods typically covered by trip protection plans or travel medical insurance plans.

Medical evacuation and options available for extended stays in Mexico

Medical air evacuation isn’t for patients who are mobile and suffering from turista or sea-sickness, minor injuries, or illness where they can be treated and discharged. Instead, it’s for people who suffer catastrophic illness or accidents while away from home—some cardiac events, strokes, or serious vehicle accidents where a medical evacuation may be warranted are the more typical situations.

If you stay, or intend to stay, in Mexico for longer than six consecutive months a year, evacuation insurance can be used to transport you to a hospital of your choice back home to access the medical treatment and the care needed to treat your medical condition if a catastrophic medical event befalls you or a covered family member while you’re in Mexico.

What a medical evacuation insurance plan covers:

• Medically-warranted evacuation from Mexico to a hospital of your choice covering up to US$500,000 of medical evacuation costs.
• Includes transporting a visitor from abroad to join you and repatriation of minors
• Return of an unattended vehicle if you drove your foreign-plated car to Mexico.
• If you unexpectedly pass away in Mexico, this insurance plan covers the cost of repatriation of your mortal remains.
• This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) nor does it cover emergency medical expenses in Mexico.
• Premiums are based on covered travelers’ ages and the number of days of coverage you need (364 days, maximum).
• Terms are clearly provided by our associate, TME Travel Insurance, when you get a no-obligation quote.

Is an extended stay medical evacuation insurance plan right for me?

A medical evacuation insurance plan is ideal for people who are in Mexico for short or long-term stays and have active medical insurance coverage for treatment in their home country—which is typically required to be accepted by a receiving hospital for a medically-warranted evacuation.

People who choose a medical evacuation plan will typically pay for any medical expenses in Mexico out of pocket, or buy a basic healthcare plan locally, and use the evacuation insurance only in scenarios where a catastrophic medical event befalls them or a member of their family and a medical transport is warranted while they’re in Mexico.

If your stays in Mexico are shorter and will not last more than 180 consecutive days (six months), consider opting for a travel medical plan for extended stays that covers out-of-pocket emergency expenses as well as a medically-warranted evacuation to a hospital of your choice.

If you take single trips or short visits to Mexico that will not last more than 90 days (three months), consider opting for short-term visit coverage options which offer emergency medical expense coverages in Mexico, trip-protection if your voyage is cancelled or interrupted in some ways, as well as medically-warranted evacuation to the nearest suitable facility.

Get help to plan your approach when you apply for residency in Mexico, and practical tele-assistance as you make your own way through procedures related to applying for legal residency in Mexico.

First-time residency applications in Mexico

Our associates can help you when you are planning to apply for residency in Mexico for the first time. (They can also help if you had residency before, allowed it to lapse, and want to re-apply for residency now.)

Mexperience offers detailed information about applying for residency, including the principal routes to residency and their qualification criteria.

How the Tele-Assistance facilitation service works

The tele-assistance facilitation service offered by our associates saves you time and helps avoid common mistakes made by applicants seeking residency in Mexico. You can use tele-assistance regardless of what location you plan to move to (or are currently situated) in Mexico.

The service facilitates your application at every stage of the process:

• An initial consultation by phone/videocall/email/chat to understand your situation and plan a workable approach for your residency application.
• Confirmation of the required procedures for a first-time residency application.
• Review of your supporting documentation for accuracy and completeness.
• Customized checklist of documents you’ll need to carry and present at each stage of the process.
• Assistance to identify a suitable Mexican consulate abroad, including help to book an appointment, and support to prepare for your residency interview at a Mexican consulate.
• After the consulate places a visa stamp in your passport, our associates continue their support when you arrive in Mexico to exchange your visa for a residency card.
• Our associate will co-ordinate your intended arrival date in Mexico and book an appointment for you at the immigration office in Mexico using the INM’s online appointment system.
• They’ll correctly complete the application forms and letters (in Spanish) that you’ll need when you arrive at the immigration office in Mexico to exchange your visa for a residency card.
• Our associate will provide detailed instructions/guidance about where to go and what to do at the Mexican consulate abroad and/or at immigration office in Mexico on your appointment date.

Get support through every stage of the application

The table below describes the support offered at each stage of the application process.

First Time Application Tele-Assistance Fees

Our associate’s first time application tele-assistance support package offers facilitation that is transparent and affordable, with fixed-fee pricing and no hidden charges.  All consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

Accompanied Option: The First Time Application service plan is also available as an Accompanied Assistance option at selected cities in Mexico.  Accompaniment is not available at Mexican consulates abroad.  See this page for details and fees.

Make a service request for Residency Assistance

To hire our associate to assist you with the facilitation of your first time residency application, please complete the request form below.

What happens next?

• After you complete the form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll schedule-in your initial consultation and the service will begin.

If you, or a family member is struggling to cope, therapy is an option that some people consider as part of a range of support mechanisms that may help.

Psychotherapy for foreign residents in Mexico

Adela Iglesias is a qualified psychotherapist with more than 30 years of experience working with adults of all ages, teens, and couples—helping them to navigate life’s challenges.

Based in Mexico, she offers one-on-one online sessions providing a confidential and warm space where you will feel at ease to share whatever is troubling you and have the opportunity to address it and help restore balance to your life.  Adela’s therapy is helping expats in Mexico to settle-in and adapt to their new environment.

Her training began in the field of psychoanalytical psychotherapy. She went on to incorporate perspectives that take into account both the body as well as the environment as essential factors to understand human behavior and the patterns that cause us suffering.

She is specialized in the use of Eye Movement Desensitization & Reprocessing (EMDR) for the treatment of trauma, that is, the aftermath of stressful or challenging life experiences, such as loss and change, whether foreseen or unexpected, whether deemed as positive (e.g. moving to a new country), or negative (e.g. dealing with loss).

Therapy and the expat experience

Moving to a new country is an exciting opportunity that entails a unique set of challenges, ranging from culture shock and language barriers to complex logistics, financial management, and homesickness. There is an emotional and psychological toll when you settle abroad, which can include:

• Culture shock: Adjusting to new social norms, dining habits and communication styles can bring about disorientation, confusion and frustration, while you adapt.
• Loneliness and homesickness: As much as you might love the new place, being far from family and friends, especially during personal milestones or holidays, can lead to isolation, sadness and feelings of guilt.
• Identity struggles: Becoming an expat might involve a temporary sense of loss of belonging and the realization that it might be harder than you thought to adapt and fit in.
• Unfulfilled expectations: Relocating to a new country will not magically solve internal problems, which are part of your own baggage, or guarantee happiness, but it may open the opportunity to work through them.

Seeking professional help through therapy can help ease feelings of anxiety, burnout or isolation, and prevent them becoming unmanageable. Psychotherapeutic accompaniment can be a supportive strategy that makes the process of adapting to a new life abroad easier, gentler, and even enjoyable.

How Adela works with her clients

Adela believes that psychotherapy is a process through which we can reconnect to our innate capacity to heal, finding a way to lead a satisfying life while accepting and dealing with the challenges, pains, and losses that living entails.

Nobody knows more about us than ourselves, but in times of turmoil we may need someone to accompany us to help find the way through the maze of habitual patterns that can make us suffer needlessly.

Adela therefore works as a facilitator for exploration to help you identify and clear obstacles, and to offer gentle guidance as you regain your own balance.

Make a service request

Adela will be pleased to schedule a free 30-minute consultation so that you can meet her, talk about your situation and ask questions before you commit to any therapy sessions.

What happens next?

• After you complete the request form below, you’ll receive an email introducing you to Adela.
• Adela will respond to you directly to schedule a free 30-minute consultation video call to introduce herself, talk about your situation, and answer your questions without pressure or obligation.
• If you decide to engage in therapy with with Adela, she will work personally with you.

Auto insurance coverage valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

The most important aspect of an auto insurance policy when you’re driving in Mexico is third-party liability, because claims for damages by third parties can be substantial.

Third party liability abroad needs a special policy

By law, US and Canadian insurers can’t provide third party liability and this coverage must be underwritten by a Mexican insurance company and be specially formed to be legally valid under Mexican law.

Third party liability covers any losses your actions might cause to others. These most commonly include (but are not limited to):

• damage to another person’s vehicle, or their property;
• injuries to another person in an accident; and
• damage to public property (e.g. road structures).

How much liability insurance is needed in Mexico?

While no one expects to be involved in an accident —and far less a serious one— when arranging coverage, it’s worth considering the worst-case scenario: that you accidentally cause serious injury or death of another person as a result of a vehicle accident.

Here in Mexico you can be made financially responsible to the other party (or their kin) if you unintentionally cause the death of another motorist, and reputable insurance brokers suggest that you have no less than US$300,000 in liability insurance and they will usually recommend US$500,000.

Get a policy covers more than just accidents

There are other factors besides financial liability to consider when you are arranging your auto insurance when you drive in Mexico.  The three most important aspects to consider when choosing a policy are:

Legal representation

If you’re involved in a serious road accident in Mexico, it’s common for those involved to be detained until the situation is assessed, fault is determined, and financial responsibility is assigned.

Due to this process, the legal representation which better policies offer will provide you with:

• local assistance to help you deal with the complex paperwork and procedures (in Spanish, and liaise with you in English);
• a fund to post a bail-bond and get you released as soon as practicable; and
• a legal team to negotiate on your behalf if fault and responsibility is assigned to you.

Medical coverage

If you or any of your vehicle’s occupants are injured in an accident, medical payments might or might not be covered. Medical coverage on auto policies vary and you’ll need to compare the choices to ensure you have an adequate amount of coverage, per person and in total.

Assistance for accidents and vehicle breakdowns

When an accident happens, what really matters is the practical support provided by an insurance policy.

If your vehicle breaks-down, or in the event of a minor accident which leaves your car damaged but readily repairable, a roadside travel assistance plan offered by the insurer can be an enormous benefit to you.

Roadside assistance can be purchased as part of an auto insurance policy and offers very practical help in what can be stressful and confusing circumstances.

• In the event of a breakdown or minor accident which leaves you stuck, help with things like gas delivery, a flat tire, a locksmith, or a tow truck to a nearby garage for essential repairs can be a phone call away.
• In the event of an accident, assistance can provide practical support and liaison with key personnel to help you recover more quickly and get back on your road trip as soon as practicable.

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

• Insuring your vehicle for driving in Mexico
• Importing a foreign car or other vehicle to Mexico
• Getting a Temporary Import Permit (TIP) for your vehicle
• Your Mexico road trip checklist
• Latest articles about driving in Mexico
• Guide to auto insurance in Mexico

Taking a Mexican-plated car to the US & Canada

If you reside in Mexico, you might own a Mexican-plated vehicle, and you might want to drive it to the USA or Canada on short visits—usually up to six months.

Your Mexican insurance policy probably covers damage to your own vehicle and loss of any personal items inside of it when the car is outside of Mexico (check the policy); however, it will not cover third party liabilities in the USA and Canada in the event of an accident. A special top-up insurance policy is needed.

Short-term third-party liability insurance

Policies for Mexican-plated vehicles driving into the USA and Canada can be purchased on a short-term basis only—you select the number of days you intend to visit the US/Canada as part of the quotation process.

The insurance policy will:

• Cover you in the event of an accident in the USA or Canada and provide third party liability coverage up to the value of the coverage stated on the policy.
• Provide a limited amount of coverage for medical expenses—sufficient to cover very minor incidents, but insufficient for a serious situation, so a separate medical coverage policy is recommended.
• Provide roadside assistance in the event of a vehicle breakdown while you’re outside of Mexico, and legal assistance—as described in the policy.
• You can optionally purchase other defined coverages in addition to those listed above for an extra fee.

These policies are not intended to provide comprehensive coverage but instead top-up your Mexican insurance to cover you for damages in the event of an accident or other incident involving third parties while you’re driving in the USA or Canada.

Learn more about driving in Mexico

Mexperience offers articles with insights to help you prepare for your road trip and drive confidently in Mexico.

• Your Mexico road trip checklist
• Who can drive a foreign-plated vehicle in Mexico
• Insuring your vehicle for driving in Mexico
• Importing a foreign car or other vehicle to Mexico
• Latest articles about driving in Mexico
• Guide to auto insurance in Mexico

Get help to plan your approach when you apply for residency in Mexico and practical facilitation assistance as you make your way through procedures related to applying for and managing your residency status in Mexico.

Mexico residency facilitation and assistance support service

The tele-assistance support service saves you time and helps avoid common mistakes made by applicants.

Whether you’re applying for residency for the first time, renewing an existing residency permit, or need assistance with other procedures related to managing your legal residency in Mexico—our associates can help.

Our associates offer service packages for the most common residency-related procedures, with clear and transparent fixed-fees. (Consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.)

Mexico residency assistance plans and fees

Learn about the service packages that our immigration assistance associates offer, with clear and transparent fixed-fees for each one.

Click on the service name for a full description of the service and procedures, and to make a service request.  Our associate will contact you directly.

When you’re thinking about applying for residency in Mexico, but are not sure about the best approach to take for your situation, a personal consultation with our immigration associates can help you to consider your options and avoid common pitfalls.

Benefits of a personal consultation

It can be especially helpful to talk to an experienced expert about how to structure your residency application if you’re unsure about whether or how you may qualify, are unsure about which application route to use, if your situation is unusual or complex, and/or if you plan to work independently in Mexico.

When you hire our associate:

• The personal consultation can take place via telephone call, video call, or via web chat—as you prefer.
• They’ll talk to you about your current situation and your intentions, whether you are single, a couple, or a family planning to apply for residency in Mexico.
• They’ll give you detailed answers to any questions you have or concerns you are harboring.
• If they do not have an answer right away, they will take the question offline and get back to you as soon as practical.
• They’ll explore all potential routes that might be open to you for residency in Mexico, based on your current circumstances.
• They’ll offer detailed advice about how you could structure a pathway to successful residency in Mexico and help you to avoid mistakes applicants sometimes make and which cause delays or refusals in their application.
• If your current situation makes it impossible for you to qualify by any route or means, they will be open and transparent with you about this, and offer you advice about things you might be able to do to prepare for a residency application in the future.

How the Tele-Assistance facilitation service works

This tele-consultation support service offered by our associates saves you time and helps avoid common mistakes made by applicants seeking residency in Mexico.

The personal consultation service offers an opportunity to talk with an immigration expert in detail about your situation before you commit to make an application:

• After you make a request using the form below, our associate will send you a request for the payment.
• When you’ve paid, they schedule-in your personal consultation that can be held by telephone, video call,  or webchat—whichever you prefer.
• They will conduct a carefully structured and professional consultation with you as described above.
• If you decide to move forward with a residency application afterwards, and want our associate’s assistance throughout the application process, they will discount the personal consultation fee from any of the application support packages they offer.

Personal consultation fee

Our associate’s personal consultation about residency in Mexico offers a professionally-structured consultation that is transparent and affordable, with fixed-fee pricing and no hidden charges.  All consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

Make a service request for a personal consultation with an immigration specialist

To hire our associate to assist you with the facilitation of your personal consultation about applying for residency in Mexico, please complete the request form below.

What happens next?

• After you complete the request form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll contact you to schedule-in your personal consultation at a mutually convenient date/time.

Our auto insurance associate, MexPro, offers auto insurance backed by A-rated underwriters that provide adequate coverage and peace of mind for your road trips in Mexico—including all-important third party liability, and practical assistance services that support you in stressful situations.

Auto insurance that’s valid in Mexico

Some auto insurance policies might contain wording that leads you to believe that you are covered in Mexico, but this out-of-country cover, if any is included, is limited to damage to your own vehicle and certain things you may be carrying inside your car.

What MexPro auto insurance offers:

• Insurance from an established company specializing in Mexico auto policies underwritten by A-rated (financially sound) insurers.
• Coverage offered for Cars, SUVs, Pickups, Vans, Motorcycles, ATV/UTV, and Motorhome/RVs.
• Cover for towed units if needed.
• Choice of Liability Only and Full Coverage insurance packages to suit your needs and budget.
• Insure for a defined number of days, or choose a bi-annual or annual policy for multiple visits.
• Obtain cover for the physical damage and total theft of your vehicle, and get the all-important third-party liability—all with fixed deductibles.
• All policies include: Legal assistance (US$30,000 max); Medical expenses after an accident (US$25,000 max); Roadside Assistance and Travel Assistance.
• Trip interruption cover: Assistance to continue your trip if it’s interrupted by accident or total theft with return to place of residence; or car rental; plus lodging expenses.
• Policy wording in English with features and benefits you’re accustomed to and expect from an Insurance policy.
• Coverage terms are clearly provided by our associate, MexPro Insurance, when you get a no-obligation quote.

Do I need auto insurance for my road trip to Mexico?

Here are key points to consider when you intend to drive your car or other motorized vehicles to Mexico:

• You need to obtain an auto insurance policy that covers at least third-party liability in Mexico, because your US or Canadian policy, however comprehensive, cannot cover this.
• All MexPro’s plans cover third-party liability, and their full coverage policies will also cover physical damage and total theft of your vehicle while it’s in Mexico.
• Having roadside assistance will be invaluable if your vehicle breaks down or if you’re involved in an accident.  Legal assistance provides essential coverage while accident blame is assessed.
• Driving in Mexico uninsured is a risk, especially if you’re involved a serious accident—and whether or not the accident is your fault.
• Affordable policies are available to give you and your passengers peace of mind when you’re on the road in Mexico.

The visa sticker the Mexican Consulate issues in your passport gives you one-time entry to Mexico as a legal resident, and you must arrive at a port in Mexico before it expires (usually six months after its issue date), and you must exchange this sticker for a residency card within 30 days of your arrival in Mexico.

First-time residency applications in Mexico

Our associates offer a tele-assistance facilitation service that enables you to attend an immigration office in Mexico yourself fully prepared with all the forms and other paperwork duly completed and ready to file for exchange of the residency visa sticker in your passport for a residency card.

How the Tele-Assistance facilitation service works

The tele-assistance support service offered by our associates saves you time and helps avoid common mistakes made by applicants filing to exchange their residency visas for residency cards at an immigration office. You can use tele-assistance regardless of what location you plan to move to (or are currently situated) in Mexico.

The service facilitates your application at every stage of the exchange process:

• An initial consultation by phone/videocall/email/chat to understand your plans and timeline and review your visa documentation.
• Confirmation of the required procedures to exchange your residency visa sticker for a residency card.
• Review of your supporting documentation for accuracy and completeness.
• Book an appointment for you at the Immigration Office in Mexico using the INM’s online appointment booking system.
• Accurate completion of the forms and covering letter you will need to file to make the exchange.
• Customized checklist of documents you’ll need to carry and present when you attend the immigration office in Mexico.
• Detailed instructions/guidance about where to go and what to do when you arrive at the immigration office on your appointed date to file for the exchange.

Get support throughout the visa exchange procedure

The table below describes the support offered through the visa exchange process.

Visa Exchange Tele-Assistance Fees

Our associate’s visa sticker to residency card exchange package offers facilitation that is transparent and affordable, with fixed-fee pricing and no hidden charges.  All consulting and assistance fees exclude the government fees applicants must pay to apply for residency in Mexico.

Accompanied Option: The Visa to Residency Card Exchange service plan is also available as an Accompanied Assistance option at selected cities in Mexico.  See this page for details and fees.

Make a service request for visa exchange assistance

To hire our associate to assist you with the facilitation of exchanging your existing residency visa sticker for a residency card, please complete the request form below.

What happens next?

• After you complete the form, Mexperience will send you an email that confirms your request and introduces you to the associate who will assist you.
• The immigration assistance associate will respond to you directly and request payment for their service. When you’ve paid, they’ll schedule-in your initial consultation and the service will begin.

Arranging coverages for your activities, assets and health in Mexico

Getting quotes and arranging insurance is straightforward using online services.  Use the table below to connect to insurance brokers who can give you a no-obligation quote and arrange policy coverages to suit your needs and lifestyle.

Learn about insurance services in Mexico

We have published guides to help you learn about the different insurances available to support your lifestyle including:

Auto Insurance: If you’re bringing a US or Canadian-plated car to Mexico, your home country insurance policy will not cover you for third party liability.  Getting suitable coverage for your vehicles (car, ATV, RV, motorcycle, and towed units) is straightforward and affordable, and includes services that will support you in the event of an accident.  Learn about Auto Insurance for Mexico.

Health Insurance: If you plan to stay in Mexico longer term, a health insurance plan that will give you access to health services at Mexican clinics and hospitals is an ideal way to mitigate medical expenses that can arise from accidents and illness. Learn about health insurance options for Mexico.

Medical Evacuation: If you have a good medical healthcare plan in your home country, a comprehensive Medical Evacuation insurance that will transport you from a hospital in Mexico back to your hospital, doctors and network of choice is available.  Learn about Medical Evacuation from Mexico.

Property Insurance: When you own a home in Mexico, it’s wise to keep the property insured against common risks including theft of your personal goods in the home, third party liabilities (e.g. a tree falling onto your neighbor’s property), fire, and natural disasters.  Learn more about insurance for your home in Mexico.

Travel Insurance: If you’re only visiting Mexico for a short period, travel and trip curtailment insurances are available to cover unforeseen travel and medical expenses while you’re away from home.  Learn more about travel insurance.

This article describes what a travel medical insurance plan is, and how you can use this type of insurance to obtain coverage when you’re in Mexico for shorter trips and extended stays not lasting more than 180 days.

What is a travel medical insurance plan?

Most trip protection insurance plans limit coverage to a maximum of 90 calendar days —three months— and if you stay over this, the insurance plan’s cover ceases to continue.

If you stay, or intend to stay, in Mexico for longer than three months, then an extended stay travel medical plan will cover you in Mexico for up to 180 days (6 months), and provide emergency medical expense coverage, including medically-warranted evacuation, during that time.

Our associate offers extended stay travel medical insurance plans to protect you from the costs of unexpected medical emergencies while you’re in Mexico.

What an extended stay travel medical plan covers

• Unexpected medical expenses while you’re on an extended stay in Mexico not exceeding 180 days.
• Emergency medical expense coverage in Mexico for physician’s fees, lab/x-rays, prescriptions, anesthetics, clinic/hospital costs up to US$100,000. Coverage for emergency dental expenses is also included up to US$750.
• Medically-warranted emergency evacuation to a hospital of your choice and covering up to US$500,000 of medical evacuation costs. Includes transporting a visitor from abroad to join you, and repatriation of minors.
• The plan extends coverage beyond Mexico to nearly all countries when you travel.
• If you unexpectedly pass away in Mexico, this insurance plans covers the cost of repatriation of your mortal remains.
• This plan does not cover prepaid trip costs (flights, hotels, cruises, tours & excursions, etc.) that you would typically find in a single-trip comprehensive protection plan.
• Premiums are based on the number of days you intend to stay in Mexico (maximum 180 days).
• Coverage limitations apply—terms are clearly provided by our associate, TME Insurance, when you get a no-obligation quote.

Is travel medical insurance plan right for me?

This plan is ideal for those who visit Mexico for extended stays up to 180 days and primarily seek protection from unexpected medical emergencies, with medically-warranted evacuation, and without seeking coverage for trip interruptions and other non-medical benefits that single-trip insurance typically offers.

If you take single trips or short visits to Mexico that will not last more than 90 days (three months), consider opting for short-term visit coverage options which offer emergency medical expense coverages in Mexico, trip-protection if your voyage is cancelled or interrupted in some ways, as well as medically-warranted evacuation to the nearest suitable facility.

If you live or stay in Mexico for over 180 consecutive days and have a medical plan that covers you in your home country, a Medical Evacuation plan for longer-term stays might suit your situation.